BDOR.Y Stock Overview

Provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. More details

BDOR.Y fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	1/6
Past Performance	2/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 67.2% below our estimate of its fair value

Earnings are forecast to grow 8.74% per year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Banco do Brasil S.A. Competitors

Credicorp

NYSE:BAP

US$14.7b

Fifth Third Bancorp

NasdaqGS:FITB

US$30.2b

First Citizens BancShares

NasdaqGS:FCNC.A

US$29.1b

Comerica

NYSE:CMA

US$8.5b

Price History & Performance

Summary of share price highs, lows and changes for Banco do Brasil
Historical stock prices
Current Share Price	R$3.82
52 Week High	R$6.23
52 Week Low	R$3.80
Beta	0.76
1 Month Change	-14.82%
3 Month Change	-26.19%
1 Year Change	-29.98%
3 Year Change	47.05%
5 Year Change	-41.25%
Change since IPO	-58.75%

Recent updates

Shareholder Returns

	BDOR.Y	US Banks	US Market
7D	-9.6%	-6.3%	-4.0%
1Y	-30.0%	28.2%	24.0%

Return vs Industry: BDOR.Y underperformed the US Banks industry which returned 31.3% over the past year.

Return vs Market: BDOR.Y underperformed the US Market which returned 26.1% over the past year.

Price Volatility

Is BDOR.Y's price volatile compared to industry and market?
BDOR.Y volatility
BDOR.Y Average Weekly Movement	4.6%
Banks Industry Average Movement	5.3%
Market Average Movement	6.4%
10% most volatile stocks in US Market	16.8%
10% least volatile stocks in US Market	3.2%

Stable Share Price: BDOR.Y has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BDOR.Y's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1808	87,101	Tarciana Gomes Medeiros	www.bb.com.br

Banco do Brasil S.A., together with its subsidiaries, provides banking products and services for individuals, companies, and public sectors in Brazil and internationally. The company operates through Banking; Investments; Resource Management; Insurance, Pension, and Capitalization; Payments Method; and Other segments. The Banking segment offers various products and services, including deposits, credit operations, and other services to retail, wholesale, and government markets, as well as to micro-entrepreneurs and informal sectors.

Banco do Brasil S.A. Fundamentals Summary

How do Banco do Brasil's earnings and revenue compare to its market cap?
BDOR.Y fundamental statistics
Market cap	US$22.15b
Earnings (TTM)	US$5.02b
Revenue (TTM)	US$17.62b

4.3x

P/E Ratio

0.7x

P/B Ratio

Is BDOR.Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BDOR.Y income statement (TTM)
Revenue	R$110.88b
Cost of Revenue	R$809.98m
Gross Profit	R$110.07b
Other Expenses	R$78.50b
Earnings	R$31.57b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 19, 2025

Earnings per share (EPS)	5.53
Gross Margin	99.27%
Net Profit Margin	28.47%
Debt/Equity Ratio	589.9%

How did BDOR.Y perform over the long term?

See historical performance and comparison

Dividends

9.6%

Current Dividend Yield

51%

Payout Ratio

Does BDOR.Y pay a reliable dividends?

See BDOR.Y dividend history and benchmarks

When do you need to buy BDOR.Y by to receive an upcoming dividend?
Banco do Brasil dividend dates
Ex Dividend Date	Dec 13 2024
Dividend Pay Date	Jan 06 2025
Days until Ex dividend	7 days
Days until Dividend pay date	17 days

Does BDOR.Y pay a reliable dividends?

See BDOR.Y dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/18 08:36
End of Day Share Price	2024/12/18 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco do Brasil S.A. is covered by 31 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Roberto de Aguiar Attuch	Barclays
Mario Lucio Pierry	BofA Global Research
Francisco Navarrete	Bradesco S.A. Corretora de Títulos e Valores Mobiliários