Bank of Communications Balance Sheet Health
Financial Health criteria checks 6/6
Bank of Communications has total assets of CN¥14,594.7B and total equity of CN¥1,139.8B. Total deposits are CN¥10,041.4B, and total loans are CN¥8,238.1B. It earns a Net Interest Margin of 1.3%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CN¥2,264.3B.
Key information
12.8x
Asset to equity ratio
1.3%
Net interest margin
| Total deposits | CN¥10.04t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | CN¥2.26t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCMX.Y's Assets to Equity ratio (12.8x) is moderate.
Allowance for Bad Loans: BCMX.Y has a sufficient allowance for bad loans (204%).
Low Risk Liabilities: 75% of BCMX.Y's liabilities are made up of primarily low risk sources of funding.
Loan Level: BCMX.Y has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: BCMX.Y's Loans to Deposits ratio (82%) is appropriate.
Level of Bad Loans: BCMX.Y has an appropriate level of bad loans (1.4%).