American Business Bank Past Earnings Performance
Past criteria checks 2/6
American Business Bank has been growing earnings at an average annual rate of 21.1%, while the Banks industry saw earnings growing at 10.2% annually. Revenues have been growing at an average rate of 13.8% per year. American Business Bank's return on equity is 14%, and it has net margins of 34.5%.
Key information
21.1%
Earnings growth rate
17.4%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 13.8% |
| Return on equity | 14.0% |
| Net Margin | 34.5% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
No updates
Recent updates
Revenue & Expenses BreakdownBeta
How American Business Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 127 | 44 | 61 | 0 |
| 30 Sep 23 | 131 | 47 | 60 | 0 |
| 30 Jun 23 | 133 | 50 | 59 | 0 |
| 31 Mar 23 | 133 | 52 | 57 | 0 |
| 31 Dec 22 | 127 | 49 | 56 | 0 |
| 30 Sep 22 | 120 | 44 | 55 | 0 |
| 30 Jun 22 | 115 | 43 | 53 | 0 |
| 31 Mar 22 | 114 | 40 | 53 | 0 |
| 31 Dec 21 | 112 | 39 | 52 | 0 |
| 30 Sep 21 | 111 | 39 | 52 | 0 |
| 30 Jun 21 | 106 | 35 | 52 | 0 |
| 31 Mar 21 | 100 | 33 | 51 | 0 |
| 31 Dec 20 | 93 | 29 | 49 | 0 |
| 30 Sep 20 | 87 | 25 | 47 | 0 |
| 30 Jun 20 | 83 | 23 | 47 | 0 |
| 31 Mar 20 | 80 | 22 | 46 | 0 |
| 31 Dec 19 | 81 | 22 | 47 | 0 |
| 30 Sep 19 | 78 | 22 | 44 | 0 |
| 30 Jun 19 | 76 | 21 | 43 | 0 |
| 31 Mar 19 | 72 | 19 | 42 | 0 |
| 31 Dec 18 | 67 | 16 | 41 | 0 |
| 30 Sep 18 | 62 | 8 | 35 | 0 |
| 30 Jun 18 | 58 | 7 | 30 | 0 |
| 31 Mar 18 | 56 | 7 | 28 | 0 |
| 31 Dec 17 | 56 | 8 | 27 | 0 |
| 30 Sep 17 | 55 | 14 | 24 | 0 |
| 30 Jun 17 | 53 | 13 | 23 | 0 |
| 31 Mar 17 | 53 | 13 | 22 | 0 |
| 31 Dec 16 | 54 | 13 | 22 | 0 |
| 30 Sep 16 | 52 | 13 | 22 | 0 |
| 30 Jun 16 | 52 | 13 | 21 | 0 |
| 31 Mar 16 | 49 | 12 | 21 | 0 |
| 31 Dec 15 | 47 | 12 | 20 | 0 |
| 30 Sep 15 | 46 | 12 | 19 | 0 |
| 30 Jun 15 | 45 | 12 | 19 | 0 |
| 31 Mar 15 | 45 | 12 | 18 | 0 |
| 31 Dec 14 | 43 | 11 | 18 | 0 |
| 30 Sep 14 | 43 | 11 | 18 | 0 |
| 30 Jun 14 | 43 | 12 | 18 | 0 |
| 31 Mar 14 | 44 | 12 | 18 | 0 |
| 31 Dec 13 | 45 | 13 | 17 | 0 |
| 30 Sep 13 | 45 | 13 | 25 | 0 |
| 30 Jun 13 | 45 | 13 | 24 | 0 |
Quality Earnings: AMBZ has high quality earnings.
Growing Profit Margin: AMBZ's current net profit margins (34.5%) are lower than last year (38.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AMBZ's earnings have grown significantly by 21.1% per year over the past 5 years.
Accelerating Growth: AMBZ's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: AMBZ had negative earnings growth (-9.5%) over the past year, making it difficult to compare to the Banks industry average (-9.7%).
Return on Equity
High ROE: AMBZ's Return on Equity (14%) is considered low.