Agricultural Bank of China Limited

OTCPK:ACGB.F Stock Report

Market Cap: US$244.1b

Agricultural Bank of China Valuation

Is ACGB.F undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of ACGB.F when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
US$1.40
Fair Value
63.1% undervalued intrinsic discount
16
Number of Analysts

Below Fair Value: ACGB.F ($0.51) is trading below our estimate of fair value ($1.4)

Significantly Below Fair Value: ACGB.F is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for ACGB.F?

Key metric: As ACGB.F is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for ACGB.F. This is calculated by dividing ACGB.F's market cap by their current earnings.
What is ACGB.F's PE Ratio?
PE Ratio5.4x
EarningsCN¥260.31b
Market CapCN¥1.77t

Price to Earnings Ratio vs Peers

How does ACGB.F's PE Ratio compare to its peers?

The above table shows the PE ratio for ACGB.F vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13.9x
WFC Wells Fargo
13.9x7.1%US$259.2b
BAC Bank of America
13.8x7.9%US$352.4b
C Citigroup
13.3x16.9%US$152.9b
PNC PNC Financial Services Group
14.4x9.6%US$79.6b
ACGB.F Agricultural Bank of China
5.4x5.8%US$1.9t

Price-To-Earnings vs Peers: ACGB.F is good value based on its Price-To-Earnings Ratio (5.4x) compared to the peer average (13.9x).

Price to Earnings Ratio vs Industry

How does ACGB.F's PE Ratio compare vs other companies in the US Banks Industry?

3 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
SBNY Signature Bank
0.002xn/aUS$2.18m
BCBH.F Caribbean Investment Holdings
0.00001xn/aUS$132.00
No more companies available in this PE range
ACGB.F 5.4xIndustry Avg. 12.1xNo. of Companies89PE0612182430+
3 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: ACGB.F is good value based on its Price-To-Earnings Ratio (5.4x) compared to the US Banks industry average (12.1x).

Price to Earnings Ratio vs Fair Ratio

What is ACGB.F's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

ACGB.F PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio5.4x
Fair PE Ration/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate ACGB.F's Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst ACGB.F forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$0.51
US$0.59
+14.0%
11.9%US$0.80US$0.49n/a16
Jan ’26US$0.56
US$0.56
-0.3%
14.5%US$0.80US$0.39n/a16
Dec ’25n/a
US$0.57
0%
15.0%US$0.79US$0.39n/a17
Nov ’25US$0.55
US$0.57
+3.2%
15.1%US$0.80US$0.40n/a18
Oct ’25US$0.46
US$0.54
+18.3%
10.1%US$0.68US$0.40n/a18
Sep ’25n/a
US$0.53
0%
12.7%US$0.67US$0.37n/a19
Aug ’25US$0.49
US$0.52
+5.7%
12.0%US$0.61US$0.37n/a19
Jul ’25n/a
US$0.51
0%
12.2%US$0.61US$0.36n/a20
Jun ’25n/a
US$0.50
0%
15.6%US$0.61US$0.28n/a20
May ’25US$0.43
US$0.48
+12.6%
16.0%US$0.61US$0.28n/a20
Apr ’25US$0.45
US$0.46
+3.0%
15.3%US$0.58US$0.27n/a20
Mar ’25n/a
US$0.45
0%
14.5%US$0.58US$0.29n/a21
Feb ’25n/a
US$0.45
0%
14.9%US$0.58US$0.29US$0.5122
Jan ’25n/a
US$0.45
0%
14.4%US$0.59US$0.30US$0.5622
Dec ’24US$0.37
US$0.45
+22.6%
14.6%US$0.58US$0.29n/a22
Nov ’24US$0.37
US$0.44
+18.7%
14.5%US$0.57US$0.29US$0.5522
Oct ’24n/a
US$0.43
0%
13.7%US$0.57US$0.31US$0.4622
Sep ’24n/a
US$0.43
0%
13.8%US$0.57US$0.31n/a23
Aug ’24US$0.34
US$0.44
+28.7%
12.6%US$0.57US$0.32US$0.4922
Jul ’24n/a
US$0.44
0%
11.3%US$0.56US$0.33n/a21
Jun ’24US$0.39
US$0.45
+16.1%
12.7%US$0.57US$0.33n/a21
May ’24US$0.39
US$0.44
+14.4%
11.9%US$0.58US$0.33US$0.4321
Apr ’24US$0.37
US$0.43
+18.6%
12.7%US$0.59US$0.34US$0.4521
Mar ’24US$0.35
US$0.42
+21.3%
13.5%US$0.57US$0.33n/a21
Feb ’24US$0.37
US$0.43
+18.0%
13.9%US$0.59US$0.32n/a22
Analyst Price Target
Consensus Narrative from 16 Analysts
US$0.55
Fair Value
6.3% undervalued intrinsic discount
16
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

Discover undervalued companies

7D

1Y

7D

1Y

7D

1Y

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/02/02 06:17
End of Day Share Price 2025/01/29 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Agricultural Bank of China Limited is covered by 73 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yu Hang AuABCI Securities Company Limited
Yi GuoAvic Securities Co., Ltd
Meizhi YanBarclays