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U.S. Bancorp NYSE:USB Stock Report

Last Price

US$50.76

Market Cap

US$79.6b

7D

6.6%

1Y

40.4%

Updated

12 Nov, 2024

Data

Company Financials +

U.S. Bancorp

NYSE:USB Stock Report

Market Cap: US$79.6b

USB Stock Overview

A financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States.

About the company

USB fundamental analysis
Snowflake Score
Valuation4/6
Future Growth1/6
Past Performance1/6
Financial Health6/6
Dividends5/6

Rewards

Trading at 40.7% below our estimate of its fair value

Earnings are forecast to grow 11.64% per year

Pays a reliable dividend of 3.92%

Risk Analysis

Significant insider selling over the past 3 months


Community Narratives

Create a narrative

Narratives bring a range of perspectives from our community.

WA
WarrenAI
Based on Analyst Price Targets

Calculated Partnerships And Digital Growth To Drive Future Earnings Expansion

Key Takeaways Focus on disciplined expense ma Analysts are assu The analysts have a consensus price target of $53.03 for U.S. Bancorp based on their expectations of its future earnings growth, profit margins and other risk factors. However, there is a degree of disagreement amongst analysts, with the most bullish reporting a price target of $60.0, and the most bearish reporting a price target of just $49.0. In order for you to agree with the analyst's consensus, you'd need to believe that by 2027, revenues will be $31.6 billion, earnings will come to $7.6 billion, and it would be trading on a PE ratio of 13.6x, assuming you use a discount rate of 6.6%.
View narrative
US$53.03
FV
3.8% undervalued intrinsic discount
8.32%
Revenue growth p.a.
0users have liked this narrative
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5users have followed this narrative
6 days ago author updated this narrative

U.S. Bancorp Competitors

PNC Financial Services Group

NYSE:PNC

US$80.9b

Citigroup

NYSE:C

US$129.8b

Fifth Third Bancorp

NasdaqGS:FITB

US$31.0b

Wells Fargo

NYSE:WFC

US$233.2b

Price History & Performance

Summary of all time highs, changes and price drops for U.S. Bancorp
Historical stock prices
Current Share PriceUS$50.76
52 Week HighUS$51.76
52 Week LowUS$35.02
Beta1.04
11 Month Change9.73%
3 Month Change19.89%
1 Year Change40.41%
33 Year Change-16.13%
5 Year Change-14.57%
Change since IPO4,100.83%

Recent News & Updates

U.S. Bancorp: I'm Buying This Undervalued Stock That Just Raised Its Dividend

Oct 14

Recent updates

U.S. Bancorp: I'm Buying This Undervalued Stock That Just Raised Its Dividend

Oct 14

U.S. Bancorp: Share Repurchase Plan, Dovish Fed Give Compelling Arguments To Buy

Sep 20

U.S. Bancorp: Get Out Before The Fed Pivot

Jul 23

U.S. Bancorp Stock: Multiple Red Flags Make Me Downgrade To Hold

Jul 12

U.S. Bancorp Series A Preferred: A Good Source Of Income

Jun 17

U.S. Bancorp: Headwinds Persist

Apr 23

U.S. Bancorp Stock: An Attractive Income Pick Ahead Of Q1 2024 Earnings

Apr 15

U.S. Bancorp: Excessive Premium To Tangible Equity, Growing Loan Loss Risks, And Precarious Deposits

Mar 15

Aristotle Capital - U.S. Bancorp: An Attractive Return Profile At Discount To Intrinsic Value

Mar 02

U.S. Bancorp: Two Ways To Earn Good Income

Jan 29

U.S. Bancorp: Buy The Dip Opportunity (Technical Analysis)

Jan 22

U.S. Bancorp Remains A Good Income Play

Jan 09

U.S. Bancorp: A Great Time To Exit

Dec 19

Finding Diamonds In The Rough: Uncovering Dividend Gems

Dec 15
Finding Diamonds In The Rough: Uncovering Dividend Gems

U.S. Bancorp: Balance Sheet Flexibility Creates Opportunity

Nov 29

U.S. Bancorp Q3: Growing CRE Headwinds (Rating Downgrade)

Oct 25

U.S. Bancorp: Why The Common Is Better Than The Preferreds Despite Their Higher Yield

Oct 19

U.S. Bancorp's 6.2% Yield: A Very Attractive Buy Ahead Of Q3

Oct 06

Shareholder Returns

USBUS BanksUS Market
7D6.6%11.5%5.7%
1Y40.4%63.9%36.9%

Return vs Industry: USB underperformed the US Banks industry which returned 63.9% over the past year.

Return vs Market: USB exceeded the US Market which returned 36.9% over the past year.

Price Volatility

Is USB's price volatile compared to industry and market?
USB volatility
USB Average Weekly Movement4.0%
Banks Industry Average Movement5.2%
Market Average Movement6.2%
10% most volatile stocks in US Market15.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: USB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: USB's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
186375,465Andy Cecerewww.usbank.com

U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It operates through Wealth, Corporate, Commercial and Institutional Banking; Consumer and Business Banking; Payment Services; and Treasury and Corporate Support segments.

U.S. Bancorp Fundamentals Summary

How do U.S. Bancorp's earnings and revenue compare to its market cap?
USB fundamental statistics
Market capUS$79.62b
Earnings (TTM)US$5.09b
Revenue (TTM)US$24.90b

15.5x

P/E Ratio

1.5x

P/B Ratio

Is USB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
USB income statement (TTM)
RevenueUS$24.90b
Cost of RevenueUS$0
Gross ProfitUS$24.90b
Other ExpensesUS$19.80b
EarningsUS$5.09b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Jan 16, 2025

Earnings per share (EPS)3.27
Gross Margin100.00%
Net Profit Margin20.46%
Debt/Equity Ratio138.7%

How did USB perform over the long term?

See historical performance and comparison

Dividends

3.9%

Current Dividend Yield

60%

Payout Ratio