U.S. Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
U.S. Bancorp has total assets of $683.6B and total equity of $56.0B. Total deposits are $528.1B, and total loans are $367.1B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $77.0B.
Key information
12.2x
Asset to equity ratio
2.9%
Net interest margin
Total deposits | US$528.06b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.5% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$76.99b |
Recent financial health updates
No updates
Recent updates
U.S. Bancorp: Headwinds Persist
Apr 23U.S. Bancorp Stock: An Attractive Income Pick Ahead Of Q1 2024 Earnings
Apr 15U.S. Bancorp: Excessive Premium To Tangible Equity, Growing Loan Loss Risks, And Precarious Deposits
Mar 15Aristotle Capital - U.S. Bancorp: An Attractive Return Profile At Discount To Intrinsic Value
Mar 02U.S. Bancorp: Two Ways To Earn Good Income
Jan 29U.S. Bancorp: Buy The Dip Opportunity (Technical Analysis)
Jan 22U.S. Bancorp Remains A Good Income Play
Jan 09U.S. Bancorp: A Great Time To Exit
Dec 19Finding Diamonds In The Rough: Uncovering Dividend Gems
Dec 15U.S. Bancorp: Balance Sheet Flexibility Creates Opportunity
Nov 29U.S. Bancorp Q3: Growing CRE Headwinds (Rating Downgrade)
Oct 25U.S. Bancorp: Why The Common Is Better Than The Preferreds Despite Their Higher Yield
Oct 19U.S. Bancorp's 6.2% Yield: A Very Attractive Buy Ahead Of Q3
Oct 06U.S. Bancorp: High-Quality Bank, With Tempting Dividend Yield At Steep Discount
Sep 21U.S. Bancorp (NYSE:USB) Will Pay A Dividend Of $0.48
Sep 16U.S. Bancorp: 5% Dividend Yield And A Strong Buy Opportunity
Aug 22U.S. Bancorp Nearing Fair Value - Hold
Aug 10U.S. Bancorp: Not Priced For A Recession Yet, Slow Recovery Likely
Jul 20U.S. Bancorp: The Fed Just Sent Another Strong Buy Signal
Jul 06U.S. Bancorp: Bearish Hedge Funds, Bullish Insiders, Shares Undervalued
Jun 30U.S. Bancorp: A Surging Floating Yield With The Preferreds For 71 Cents On The Dollar
Jun 22U.S. Bancorp: Still Severely Overvalued
May 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: USB's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: USB has a sufficient allowance for bad loans (432%).
Low Risk Liabilities: 84% of USB's liabilities are made up of primarily low risk sources of funding.
Loan Level: USB has an appropriate level of Loans to Assets ratio (54%).
Low Risk Deposits: USB's Loans to Deposits ratio (70%) is appropriate.
Level of Bad Loans: USB has an appropriate level of bad loans (0.5%).