U.S. Bancorp, a financial services holding company, provides various financial services in the United States.
No risks detected for USB.PRP from our risk checks.
Flawless balance sheet 6 star dividend payer.
Share Price & News
How has U.S. Bancorp's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: USB.PRP has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: USB.PRP exceeded the US Banks industry which returned -15.2% over the past year.
Return vs Market: USB.PRP underperformed the US Market which returned 18.7% over the past year.
Price Volatility Vs. Market
How volatile is U.S. Bancorp's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is U.S. Bancorp undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: USB.PRP ($27.54) is trading above our estimate of fair value ($26.85)
Significantly Below Fair Value: USB.PRP is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: USB.PRP is poor value based on its PE Ratio (11.7x) compared to the US Banks industry average (10x).
PE vs Market: USB.PRP is good value based on its PE Ratio (11.7x) compared to the US market (19.1x).
Price to Earnings Growth Ratio
PEG Ratio: USB.PRP is good value based on its PEG Ratio (0.7x)
Price to Book Ratio
PB vs Industry: USB.PRP is overvalued based on its PB Ratio (1.2x) compared to the US Banks industry average (0.8x).
How is U.S. Bancorp forecast to perform in the next 1 to 3 years based on estimates from 16 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: USB.PRP's forecast earnings growth (15.9% per year) is above the savings rate (2.2%).
Earnings vs Market: USB.PRP's earnings (15.9% per year) are forecast to grow slower than the US market (24.1% per year).
High Growth Earnings: USB.PRP's earnings are forecast to grow, but not significantly.
Revenue vs Market: USB.PRP's revenue (0.8% per year) is forecast to grow slower than the US market (9.5% per year).
High Growth Revenue: USB.PRP's revenue (0.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: USB.PRP's Return on Equity is forecast to be low in 3 years time (10.6%).
How has U.S. Bancorp performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: USB.PRP has high quality earnings.
Growing Profit Margin: USB.PRP's current net profit margins (25.4%) are lower than last year (32.5%).
Past Earnings Growth Analysis
Earnings Trend: USB.PRP's earnings have grown by 3.3% per year over the past 5 years.
Accelerating Growth: USB.PRP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: USB.PRP had negative earnings growth (-28.2%) over the past year, making it difficult to compare to the Banks industry average (-2.9%).
Return on Equity
High ROE: USB.PRP's Return on Equity (10.1%) is considered low.
How is U.S. Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: USB.PRP's Assets to Equity ratio (10.4x) is moderate.
Allowance for Bad Loans: USB.PRP has a sufficient allowance for bad loans (689%).
Low Risk Liabilities: 84% of USB.PRP's liabilities are made up of primarily low risk sources of funding.
Loan Level: USB.PRP has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: USB.PRP's Loans to Deposits ratio (73%) is appropriate.
Level of Bad Loans: USB.PRP has an appropriate level of bad loans (0.3%).
What is U.S. Bancorp current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: USB.PRP's dividend (4.5%) is higher than the bottom 25% of dividend payers in the US market (1.59%).
High Dividend: USB.PRP's dividend (4.5%) is in the top 25% of dividend payers in the US market (4.31%)
Stability and Growth of Payments
Stable Dividend: USB.PRP's dividends per share have been stable in the past 10 years.
Growing Dividend: USB.PRP's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (52.4%), USB.PRP's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: USB.PRP's dividends in 3 years are forecast to be well covered by earnings (49.8% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Andy Cecere (59 yo)
Mr. Andrew Cecere, also known as Andy, has been the Chief Executive Officer and President of U.S. Bancorp and U.S. Bank National Association since April 18, 2017 and January 19, 2016. Mr. Cecere served as ...
CEO Compensation Analysis
Compensation vs Market: Andy's total compensation ($USD18.79M) is above average for companies of similar size in the US market ($USD11.30M).
Compensation vs Earnings: Andy's compensation has increased by more than 20% whilst company earnings have fallen more than 20% in the past year.
|Vice Chairman & CFO||4yrs||US$6.51m||0.0086% |
|Vice Chairman of Technology & Operations Services||no data||US$4.36m||0.0076% |
|Vice Chairman of Payment Services||5.42yrs||US$3.63m||0.0041% |
|Vice Chairman of Wealth Management & Investment Services||2.58yrs||US$3.57m||0.0018% |
|Vice Chairman of Consumer & Business Banking||3.08yrs||US$3.57m||0.0011% |
|Chief Investment Officer||3.83yrs||no data||no data|
|Vice Chairman & Chief Administrative Officer||3.33yrs||no data||0.0057% |
|Executive Vice President of Investor Relations||no data||no data||no data|
|Senior Executive VP & General Counsel||7.42yrs||no data||0.0064% |
|Chief Communications Officer - Public Affairs & Communications||no data||no data||no data|
|Market President||5.08yrs||no data||no data|
Experienced Management: USB.PRP's management team is considered experienced (3.8 years average tenure).
|Member of the Advisory Board & President of Corporate Payment Systems for U.S. Bank||no data||no data||no data|
|Independent Director||4.67yrs||US$305.98k||no data|
|Independent Lead Director||0.33yr||US$285.48k||0.00071% |
|Independent Director||4.42yrs||US$264.48k||no data|
|Independent Director||8.58yrs||US$304.48k||no data|
|Independent Director||2.83yrs||US$315.48k||no data|
|Independent Director||4.67yrs||US$282.48k||no data|
|Independent Director||5.83yrs||US$286.48k||no data|
|Independent Director||2.17yrs||US$287.98k||no data|
|Independent Director||2.17yrs||US$283.98k||no data|
|Independent Director||6.08yrs||US$304.48k||0.000030% |
Experienced Board: USB.PRP's board of directors are considered experienced (4.4 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
U.S. Bancorp's company bio, employee growth, exchange listings and data sources
- Name: U.S. Bancorp
- Ticker: USB.PRP
- Exchange: NYSE
- Founded: 1863
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: US$56.910b
- Shares outstanding: 1.51b
- Website: https://www.usbank.com
Number of Employees
- U.S. Bancorp
- 800 Nicollet Mall
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|USB||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Jan 1980|
|USB *||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Jan 1980|
|UB5||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jan 1980|
|UB5||XTRA (XETRA Trading Platform)||Yes||Common Stock||DE||EUR||Jan 1980|
|USB||SNSE (Santiago Stock Exchange)||Yes||Common Stock||CL||USD||Jan 1980|
|0LHY||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Jan 1980|
|UB5||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Jan 1980|
|USBC||WBAG (Wiener Boerse AG)||Yes||Common Stock||AT||EUR||Jan 1980|
|USB.PRH||NYSE (New York Stock Exchange)||PFD B 1/1000DP||US||USD||Mar 2006|
|USB||BASE (Buenos Aires Stock Exchange)||CEDEAR EACH REPR 1 COM USD0.01||AR||ARS||Dec 2007|
|USB.PRM||NYSE (New York Stock Exchange)||DEP SHS PFD F||US||USD||Jan 2012|
|USB.PRO||NYSE (New York Stock Exchange)||PFD 1/1000 PRP H||US||USD||May 2013|
|USBC34||BOVESPA (Bolsa de Valores de Sao Paulo)||EACH BDR REPR 1 COM USD0.01||BR||BRL||Dec 2014|
|USB.PRP||NYSE (New York Stock Exchange)||DEP PERP PFD K||US||USD||Aug 2018|
U.S. Bancorp, a financial services holding company, provides various financial services in the United States. It operates in five segments: Corporate and Commercial Banking, Consumer and Business Banking, ...
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/08/15 06:30|
|End of Day Share Price||2020/08/14 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.