Truist Financial Balance Sheet Health
Financial Health criteria checks 6/6
Truist Financial has total assets of $523.4B and total equity of $65.7B. Total deposits are $387.8B, and total loans are $298.2B. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $49.2B.
Key information
8x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$387.78b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.16b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TFC.PRO's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: TFC.PRO has a sufficient allowance for bad loans (329%).
Low Risk Liabilities: 85% of TFC.PRO's liabilities are made up of primarily low risk sources of funding.
Loan Level: TFC.PRO has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: TFC.PRO's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: TFC.PRO has an appropriate level of bad loans (0.5%).