Grupo Supervielle Balance Sheet Health
Financial Health criteria checks 6/6
Grupo Supervielle has total assets of ARS3,997.6B and total equity of ARS737.8B. Total deposits are ARS2,751.5B, and total loans are ARS1,588.4B. It earns a Net Interest Margin of 28.1%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are ARS595.0B.
Key information
5.4x
Asset to equity ratio
28.1%
Net interest margin
| Total deposits | AR$2.75t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | AR$594.99b |
Recent financial health updates
No updates
Recent updates
Grupo Supervielle: Weaker Capital Ratio May Be An Important Constraint For Higher Share Price Returns Ahead
Dec 21Grupo Supervielle: Buy The Recent Pullback
Aug 03Supervielle: A 'Higher Beta' Play On The Argentine Bank Recovery
Apr 19Grupo Supervielle reports Q3 results
Nov 11Grupo Supervielle reports Q2 results
Aug 18Argentina's Supervielle Is Cheap But Not A Great Business
Oct 08Grupo Supervielle S.A.: Patience About To Pay Off
Jul 31Grupo Supervielle reports Q1 results
May 27Grupo Supervielle reports Q3 results
Nov 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SUPV's Assets to Equity ratio (5.4x) is low.
Allowance for Bad Loans: SUPV has a sufficient allowance for bad loans (246%).
Low Risk Liabilities: 84% of SUPV's liabilities are made up of primarily low risk sources of funding.
Loan Level: SUPV has an appropriate level of Loans to Assets ratio (40%).
Low Risk Deposits: SUPV's Loans to Deposits ratio (58%) is appropriate.
Level of Bad Loans: SUPV has an appropriate level of bad loans (0.9%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 18:41 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Grupo Supervielle S.A. is covered by 11 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ernesto Gabilondo Márquez | BofA Global Research |
| Rafael Berger Frade | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |
| Gabriel da Nóbrega | Citigroup Inc |