M&T Bank Balance Sheet Health
Financial Health criteria checks 6/6
M&T Bank has total assets of $211.8B and total equity of $28.9B. Total deposits are $164.6B, and total loans are $132.8B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are $27.0B.
Key information
7.3x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$164.55b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$27.00b |
Recent financial health updates
No updates
Recent updates
M&T Bank: Improved Credit Quality Highlights A Strong Q3
Oct 17M&T Bank: Strong Credit Recoveries Power A Better Q2 (Rating Upgrade)
Jul 23Hold Steady: Evaluating M&T Bank Corporation Performance
Jul 057.3% Yield And Investment Grade? Yes! M&T Bank
Jun 21M&T Bank: Buy The Dip
Apr 11M&T Bank: Fully Re-Rated (Rating Downgrade)
Jan 25M&T Bank Hasn't Seen The Price Growth It Deserves
Dec 30Here's Why M&T Bank (NYSE:MTB) Has Caught The Eye Of Investors
Dec 17
M&T Bank Delivering With A More Conservative But Still Profitable Plan
Oct 20Navigating M&T Bank: A Hidden Gem Or A Lost Cause?
Oct 02Deposit Pressures Make M&T Bank A Sell
Sep 10We Ran A Stock Scan For Earnings Growth And M&T Bank (NYSE:MTB) Passed With Ease
Aug 08Why M&T Bank Is A Strong Buy And A Hidden Value Opportunity
Jul 20M&T Bank: 4.5% Yield, Solid Deposit Franchise, 18% Discount To BV
Jun 26M&T Bank Offers Rate And Operating Leverage, But Execution Is Crucial
Jan 24M&T Bank Q4 2022 Earnings Preview
Jan 18M&T Bank upped to Outperform at Wedbush, calling it a 'defensive safe haven'
Jan 03M&T Bank to sell Collective Investment Trust unit to Madison Dearborn
Dec 19M&T Bank (NYSE:MTB) Will Pay A Dividend Of $1.20
Nov 19M&T Bank declares $1.20 dividend
Nov 15M&T Bank Q3 consensus EPS down Y/Y as other regional banks miss
Oct 18M&T Bank - The Price Is High
Aug 26Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTB's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: MTB has a sufficient allowance for bad loans (114%).
Low Risk Liabilities: 90% of MTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTB has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: MTB's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: MTB has an appropriate level of bad loans (1.4%).