M&T Bank Balance Sheet Health
Financial Health criteria checks 5/6
M&T Bank has total assets of $215.1B and total equity of $27.2B. Total deposits are $167.2B, and total loans are $132.8B earning a Net Interest Margin of 3.8%. It has insufficient allowance for bad loans, which are currently at 1.7% of total loans. Cash and short-term investments are $33.9B.
Key information
7.9x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$167.20b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.7% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$33.94b |
Recent financial health updates
No updates
Recent updates
M&T Bank: Buy The Dip
Apr 11M&T Bank: Fully Re-Rated (Rating Downgrade)
Jan 25M&T Bank Hasn't Seen The Price Growth It Deserves
Dec 30Here's Why M&T Bank (NYSE:MTB) Has Caught The Eye Of Investors
Dec 17
M&T Bank Delivering With A More Conservative But Still Profitable Plan
Oct 20Navigating M&T Bank: A Hidden Gem Or A Lost Cause?
Oct 02Deposit Pressures Make M&T Bank A Sell
Sep 10We Ran A Stock Scan For Earnings Growth And M&T Bank (NYSE:MTB) Passed With Ease
Aug 08Why M&T Bank Is A Strong Buy And A Hidden Value Opportunity
Jul 20M&T Bank: 4.5% Yield, Solid Deposit Franchise, 18% Discount To BV
Jun 26M&T Bank Offers Rate And Operating Leverage, But Execution Is Crucial
Jan 24M&T Bank Q4 2022 Earnings Preview
Jan 18M&T Bank upped to Outperform at Wedbush, calling it a 'defensive safe haven'
Jan 03M&T Bank to sell Collective Investment Trust unit to Madison Dearborn
Dec 19M&T Bank (NYSE:MTB) Will Pay A Dividend Of $1.20
Nov 19M&T Bank declares $1.20 dividend
Nov 15M&T Bank Q3 consensus EPS down Y/Y as other regional banks miss
Oct 18M&T Bank - The Price Is High
Aug 26M&T Bank declares $1.20 dividend
Aug 17M&T Bank: Regional Banking's Best Now Near-Term Cap-Gain Prospect
Jul 25M&T Bank authorizes $3B in share repurchase program, declares preferred dividends
Jul 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTB's Assets to Equity ratio (7.9x) is low.
Allowance for Bad Loans: MTB has a low allowance for bad loans (95%).
Low Risk Liabilities: 89% of MTB's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTB has an appropriate level of Loans to Assets ratio (62%).
Low Risk Deposits: MTB's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: MTB has an appropriate level of bad loans (1.7%).