M&T Bank Balance Sheet Health
Financial Health criteria checks 6/6
M&T Bank has total assets of $208.9B and total equity of $28.4B. Total deposits are $159.9B, and total loans are $132.4B. It earns a Net Interest Margin of 3.8%. It has sufficient allowance for bad loans, which are currently at 1.5% of total loans. Cash and short-term investments are $26.9B.
Key information
7.3x
Asset to equity ratio
3.8%
Net interest margin
| Total deposits | US$159.91b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.5% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$26.94b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MTB.PRJ's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: MTB.PRJ has a sufficient allowance for bad loans (109%).
Low Risk Liabilities: 89% of MTB.PRJ's liabilities are made up of primarily low risk sources of funding.
Loan Level: MTB.PRJ has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: MTB.PRJ's Loans to Deposits ratio (83%) is appropriate.
Level of Bad Loans: MTB.PRJ has an appropriate level of bad loans (1.5%).