Lloyds Banking Group (LYG) Stock Overview
Provides a range of banking and financial products and services in the United Kingdom and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
LYG Community Fair Values
Create NarrativeSee what 18 others think this stock is worth. Follow their fair value or set your own to get alerts.
Lloyds Banking Group plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£4.84 |
| 52 Week High | UK£4.86 |
| 52 Week Low | UK£2.56 |
| Beta | 0.99 |
| 1 Month Change | 4.54% |
| 3 Month Change | 10.00% |
| 1 Year Change | 77.29% |
| 3 Year Change | 134.95% |
| 5 Year Change | 168.89% |
| Change since IPO | -87.90% |
Recent News & Updates
Recent updates
Shareholder Returns
| LYG | US Banks | US Market | |
|---|---|---|---|
| 7D | 2.8% | 0.6% | -2.0% |
| 1Y | 77.3% | 14.5% | 12.1% |
Return vs Industry: LYG exceeded the US Banks industry which returned 14.4% over the past year.
Return vs Market: LYG exceeded the US Market which returned 12.3% over the past year.
Price Volatility
| LYG volatility | |
|---|---|
| LYG Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in US Market | 17.0% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: LYG has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: LYG's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1695 | 61,228 | Charlie Nunn | www.lloydsbankinggroup.com |
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services in the United Kingdom and internationally. The company operates through three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, and leasing solutions, as well as credit cards to personal customers.
Lloyds Banking Group plc Fundamentals Summary
| LYG fundamental statistics | |
|---|---|
| Market cap | US$70.44b |
| Earnings (TTM) | US$4.55b |
| Revenue (TTM) | US$23.61b |
Is LYG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LYG income statement (TTM) | |
|---|---|
| Revenue | UK£17.93b |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£17.93b |
| Other Expenses | UK£14.47b |
| Earnings | UK£3.46b |
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
Jan 29, 2026
| Earnings per share (EPS) | 0.059 |
| Gross Margin | 100.00% |
| Net Profit Margin | 19.29% |
| Debt/Equity Ratio | 309.0% |
How did LYG perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/07 11:37 |
| End of Day Share Price | 2025/11/07 00:00 |
| Earnings | 2025/09/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Lloyds Banking Group plc is covered by 33 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jesús Gómez Dominguez | Banco Santander |
| Amandeep Rakkar | Barclays |
| Thomas Andrew Rayner | Barclays |