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loanDepot NYSE:LDI Stock Report

Last Price

US$1.94

Market Cap

US$634.4m

7D

-8.5%

1Y

-41.7%

Updated

23 Dec, 2024

Data

Company Financials +

LDI Stock Overview

Engages in originating, financing, selling, and servicing residential mortgage loans in the United States. More details

LDI fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance0/6
Financial Health3/6
Dividends0/6

My Notes

Capture your thoughts, links and company narrative

loanDepot, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for loanDepot
Historical stock prices
Current Share PriceUS$1.94
52 Week HighUS$3.71
52 Week LowUS$1.52
Beta3.05
1 Month Change-17.09%
3 Month Change-29.20%
1 Year Change-41.74%
3 Year Change-58.28%
5 Year Changen/a
Change since IPO-91.18%

Recent News & Updates

It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

Oct 23
It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

Recent updates

It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

Oct 23
It's Down 25% But loanDepot, Inc. (NYSE:LDI) Could Be Riskier Than It Looks

The Market Lifts loanDepot, Inc. (NYSE:LDI) Shares 25% But It Can Do More

Aug 14
The Market Lifts loanDepot, Inc. (NYSE:LDI) Shares 25% But It Can Do More

Investors Continue Waiting On Sidelines For loanDepot, Inc. (NYSE:LDI)

Apr 18
Investors Continue Waiting On Sidelines For loanDepot, Inc. (NYSE:LDI)

loanDepot: This Is A H2 2024 Story

Mar 18

A Piece Of The Puzzle Missing From loanDepot, Inc.'s (NYSE:LDI) 60% Share Price Climb

Dec 18
A Piece Of The Puzzle Missing From loanDepot, Inc.'s (NYSE:LDI) 60% Share Price Climb

loanDepot: New Appointments Draw Attention (Rating Upgrade)

Oct 12

Cautious Investors Not Rewarding loanDepot, Inc.'s (NYSE:LDI) Performance Completely

Aug 18
Cautious Investors Not Rewarding loanDepot, Inc.'s (NYSE:LDI) Performance Completely

loanDepot: Tough Market Conditions Make Investing Risky

Jul 31

Some loanDepot, Inc. (NYSE:LDI) Analysts Just Made A Major Cut To Next Year's Estimates

Mar 10
Some loanDepot, Inc. (NYSE:LDI) Analysts Just Made A Major Cut To Next Year's Estimates

loanDepot, Inc. (NYSE:LDI) Analysts Just Slashed Next Year's Estimates

Nov 12
loanDepot, Inc. (NYSE:LDI) Analysts Just Slashed Next Year's Estimates

loanDepot GAAP EPS of -$0.37 misses by $0.13, revenue of $274.19M beats by $26.39M

Nov 08

Shareholder Returns

LDIUS Diversified FinancialUS Market
7D-8.5%-0.7%-2.7%
1Y-41.7%25.5%23.4%

Return vs Industry: LDI underperformed the US Diversified Financial industry which returned 25.5% over the past year.

Return vs Market: LDI underperformed the US Market which returned 23.4% over the past year.

Price Volatility

Is LDI's price volatile compared to industry and market?
LDI volatility
LDI Average Weekly Movement9.7%
Diversified Financial Industry Average Movement5.1%
Market Average Movement6.3%
10% most volatile stocks in US Market16.9%
10% least volatile stocks in US Market3.2%

Stable Share Price: LDI has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: LDI's weekly volatility (10%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
20104,615Frank Martellwww.loandepot.com

loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity loans. It also provides settlement services, which include captive title and escrow business; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies.

loanDepot, Inc. Fundamentals Summary

How do loanDepot's earnings and revenue compare to its market cap?
LDI fundamental statistics
Market capUS$634.38m
Earnings (TTM)-US$92.29m
Revenue (TTM)US$1.01b

0.4x

P/S Ratio

-4.1x

P/E Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LDI income statement (TTM)
RevenueUS$1.01b
Cost of RevenueUS$113.36m
Gross ProfitUS$900.03m
Other ExpensesUS$992.32m
Earnings-US$92.29m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)-0.47
Gross Margin88.81%
Net Profit Margin-9.11%
Debt/Equity Ratio913.0%

How did LDI perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 04:13
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

loanDepot, Inc. is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Mark DeVriesBarclays
Eric DrayBofA Global Research