Guaranty Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Guaranty Bancshares has total assets of $3.1B and total equity of $305.9M. Total deposits are $2.6B, and total loans are $2.2B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $73.1M.
Key information
10.2x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$2.63b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$73.09m |
Recent financial health updates
No updates
Recent updates
Guaranty Bancshares' (NYSE:GNTY) Upcoming Dividend Will Be Larger Than Last Year's
Mar 17
The Guaranty Bancshares, Inc. (NYSE:GNTY) Annual Results Are Out And Analysts Have Published New Forecasts
Jan 19Guaranty Bancshares Q2 2023 Review: Dividends, Valuation, And Risks
Jul 18Guaranty Bancshares Non-GAAP EPS of $1.16 beats by $0.28, revenue of $34.1M beats by $0.06M
Oct 17Guaranty Bancshares declares $0.22 dividend
Sep 21Guaranty Bancshares Non-GAAP EPS of $1.07 beats by $0.30, revenue of $32.93M beats by $1.22M
Jul 18Guaranty Bancshares (NASDAQ:GNTY) Is Due To Pay A Dividend Of US$0.20
Dec 19Guaranty Bancshares (NASDAQ:GNTY) Has Affirmed Its Dividend Of US$0.20
Sep 19Shareholders Would Not Be Objecting To Guaranty Bancshares, Inc.'s (NASDAQ:GNTY) CEO Compensation And Here's Why
May 13Should Guaranty Bancshares, Inc. (NASDAQ:GNTY) Be Part Of Your Dividend Portfolio?
Apr 16Guaranty Bancshares, Inc. (NASDAQ:GNTY) Passed Our Checks, And It's About To Pay A US$0.20 Dividend
Mar 21The Guaranty Bancshares (NASDAQ:GNTY) Share Price Has Gained 13% And Shareholders Are Hoping For More
Feb 23Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GNTY's Assets to Equity ratio (10.2x) is moderate.
Allowance for Bad Loans: GNTY has a sufficient allowance for bad loans (496%).
Low Risk Liabilities: 93% of GNTY's liabilities are made up of primarily low risk sources of funding.
Loan Level: GNTY has an appropriate level of Loans to Assets ratio (71%).
Low Risk Deposits: GNTY's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: GNTY has an appropriate level of bad loans (0.3%).