Guaranty Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Guaranty Bancshares has total assets of $3.1B and total equity of $319.3M. Total deposits are $2.7B, and total loans are $2.1B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $162.9M.
Key information
9.7x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$2.67b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$162.95m |
Recent financial health updates
No updates
Recent updates
Guaranty Bancshares (NYSE:GNTY) Will Pay A Dividend Of $0.24
Jun 19
Guaranty Bancshares' (NYSE:GNTY) Upcoming Dividend Will Be Larger Than Last Year's
Mar 17The Guaranty Bancshares, Inc. (NYSE:GNTY) Annual Results Are Out And Analysts Have Published New Forecasts
Jan 19Guaranty Bancshares Q2 2023 Review: Dividends, Valuation, And Risks
Jul 18Guaranty Bancshares Non-GAAP EPS of $1.16 beats by $0.28, revenue of $34.1M beats by $0.06M
Oct 17Guaranty Bancshares declares $0.22 dividend
Sep 21Guaranty Bancshares Non-GAAP EPS of $1.07 beats by $0.30, revenue of $32.93M beats by $1.22M
Jul 18Guaranty Bancshares (NASDAQ:GNTY) Is Due To Pay A Dividend Of US$0.20
Dec 19Guaranty Bancshares (NASDAQ:GNTY) Has Affirmed Its Dividend Of US$0.20
Sep 19Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GNTY's Assets to Equity ratio (9.7x) is low.
Allowance for Bad Loans: GNTY has a sufficient allowance for bad loans (560%).
Low Risk Liabilities: 96% of GNTY's liabilities are made up of primarily low risk sources of funding.
Loan Level: GNTY has an appropriate level of Loans to Assets ratio (68%).
Low Risk Deposits: GNTY's Loans to Deposits ratio (79%) is appropriate.
Level of Bad Loans: GNTY has an appropriate level of bad loans (0.2%).