This company has been acquired
First Foundation Balance Sheet Health
Financial Health criteria checks 6/6
First Foundation has total assets of $11.9B and total equity of $912.6M. Total deposits are $9.3B, and total loans are $6.6B. It earns a Net Interest Margin of 1.6%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $133.7M.
Key information
13x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | US$9.28b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$133.66m |
Recent financial health updates
Recent updates
FFWM: Merger Synergies With FirstSun Will Support Higher Future Earnings Multiple
Analysts have lifted their price target on First Foundation by $1.00 per share, citing updated assumptions that include revised fair value, discount rate, revenue growth, profit margin, and future P/E inputs. What's in the News FirstSun Capital Bancorp executed a letter of intent on September 18, 2025, and later signed a definitive merger agreement on October 27, 2025, to acquire First Foundation Inc.First Foundation: Limited Progress And Deterioration Justify A Downgrade
Jan 27Critical Growth And Diversification Poised To Skyrocket Future Revenues And Margins
Despite a substantial increase in projected revenue growth and a sharply reduced future P/E multiple, the consensus analyst price target for First Foundation has been materially lowered from $7.75 to $6.50. What's in the News The company executed no share repurchases in Q2 2025; total buyback completed under the 2022 program stands at 191,998 shares for $3.48 million (0.34%).
Critical Growth And Diversification Poised To Skyrocket Future Revenues And Margins
First Foundation's capital raise aims to support growth, enabling geographic expansion and improving earning asset mix for future revenue and net interest margin enhancement.First Foundation: Taking A More Cautious Approach Due To Deterioration
May 29Revenue Downgrade: Here's What Analysts Forecast For First Foundation Inc. (NYSE:FFWM)
Apr 27
First Foundation: This Bank Is Suffering From The Choices Of 2022
Feb 03First Foundation: A Steep Discount For A Risky Prospect
Oct 16Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FFWM's Assets to Equity ratio (13x) is moderate.
Allowance for Bad Loans: FFWM has a sufficient allowance for bad loans (249%).
Low Risk Liabilities: 84% of FFWM's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFWM has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: FFWM's Loans to Deposits ratio (71%) is appropriate.
Level of Bad Loans: FFWM has an appropriate level of bad loans (0.6%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/31 02:12 |
| End of Day Share Price | 2026/03/31 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
First Foundation Inc. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Moss | B. Riley Securities, Inc. |
| Gary Tenner | D.A. Davidson & Co. |
| David Chiaverini | Jefferies LLC |