First Foundation Balance Sheet Health
Financial Health criteria checks 5/6
First Foundation has total assets of $13.4B and total equity of $1.1B. Total deposits are $10.3B, and total loans are $8.1B earning a Net Interest Margin of 1.6%. It has insufficient allowance for bad loans, which are currently at 0.5% of total loans. Cash and short-term investments are $1.1B.
Key information
12.5x
Asset to equity ratio
1.6%
Net interest margin
| Total deposits | US$10.30b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.11b |
Recent financial health updates
No updates
Recent updates
First Foundation: Taking A More Cautious Approach Due To Deterioration
May 29Revenue Downgrade: Here's What Analysts Forecast For First Foundation Inc. (NYSE:FFWM)
Apr 27
First Foundation: This Bank Is Suffering From The Choices Of 2022
Feb 03First Foundation: A Steep Discount For A Risky Prospect
Oct 16First Foundation (NASDAQ:FFWM) Is Due To Pay A Dividend Of $0.11
Feb 01Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FFWM's Assets to Equity ratio (12.5x) is moderate.
Allowance for Bad Loans: FFWM has a low allowance for bad loans (77%).
Low Risk Liabilities: 84% of FFWM's liabilities are made up of primarily low risk sources of funding.
Loan Level: FFWM has an appropriate level of Loans to Assets ratio (60%).
Low Risk Deposits: FFWM's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: FFWM has an appropriate level of bad loans (0.5%).