As major U.S. stock indexes continue to set fresh records, driven by optimism around potential trade deals and anticipated Federal Reserve rate cuts, investors are increasingly looking for stable income sources amid the market's volatility. In this environment, reliable dividend stocks like First Commonwealth Financial offer an attractive option for those seeking consistent returns through regular income distributions.
Top 10 Dividend Stocks In The United States
| Name | Dividend Yield | Dividend Rating |
| S&T Bancorp (STBA) | 3.70% | ★★★★★☆ |
| Peoples Bancorp (PEBO) | 5.55% | ★★★★★★ |
| PCB Bancorp (PCB) | 3.73% | ★★★★★☆ |
| Huntington Bancshares (HBAN) | 3.96% | ★★★★★☆ |
| Heritage Commerce (HTBK) | 4.90% | ★★★★★★ |
| First Interstate BancSystem (FIBK) | 5.84% | ★★★★★★ |
| Farmers National Banc (FMNB) | 5.07% | ★★★★★★ |
| Ennis (EBF) | 6.03% | ★★★★★★ |
| Columbia Banking System (COLB) | 5.60% | ★★★★★★ |
| Citizens & Northern (CZNC) | 5.73% | ★★★★★★ |
Click here to see the full list of 135 stocks from our Top US Dividend Stocks screener.
Let's explore several standout options from the results in the screener.
First Commonwealth Financial (FCF)
Simply Wall St Dividend Rating: ★★★★☆☆
Overview: First Commonwealth Financial Corporation is a financial holding company offering consumer and commercial banking products and services in the United States, with a market cap of approximately $1.72 billion.
Operations: First Commonwealth Financial Corporation generates revenue primarily through its banking segment, which accounts for $454.63 million.
Dividend Yield: 3.3%
First Commonwealth Financial offers a stable dividend with a yield of 3.31%, supported by a low payout ratio of 40.4%, indicating strong earnings coverage. The company's dividends have been reliable and growing over the past decade, although they fall short compared to top-tier U.S. dividend payers. Recent executive changes and share buyback activities may influence future performance, while upcoming Q3 results could provide further insights into its financial health and dividend sustainability.
- Get an in-depth perspective on First Commonwealth Financial's performance by reading our dividend report here.
- Our valuation report unveils the possibility First Commonwealth Financial's shares may be trading at a discount.
National Bank Holdings (NBHC)
Simply Wall St Dividend Rating: ★★★★★☆
Overview: National Bank Holdings Corporation is the bank holding company for NBH Bank, offering a range of banking products and financial services to commercial, business, and consumer clients in the United States, with a market cap of approximately $1.42 billion.
Operations: National Bank Holdings Corporation generates revenue primarily through its banking segment, which accounted for $405.88 million.
Dividend Yield: 3.2%
National Bank Holdings offers a reliable dividend yield of 3.23%, supported by a low payout ratio of 9.1%, ensuring strong earnings coverage. Dividends have been stable and growing over the past decade, though they remain below the top U.S. dividend payers. Recent Q3 results showed net income growth to US$35.29 million, with improved earnings per share at US$0.92, while charge-offs decreased significantly compared to last year, supporting financial stability and dividend sustainability.
- Click to explore a detailed breakdown of our findings in National Bank Holdings' dividend report.
- According our valuation report, there's an indication that National Bank Holdings' share price might be on the cheaper side.
United Community Banks (UCB)
Simply Wall St Dividend Rating: ★★★★★☆
Overview: United Community Banks, Inc. is a bank holding company for United Community Bank, offering a range of financial products and services across various sectors in the United States, with a market cap of approximately $3.64 billion.
Operations: United Community Banks, Inc. generates revenue primarily through its Community Banking segment, which accounted for $989.09 million.
Dividend Yield: 3.3%
United Community Banks has increased its quarterly dividend by 4.2% to $0.25 per share, maintaining a stable and growing dividend history over the past decade. The payout ratio of 38.3% indicates dividends are well covered by earnings, with future coverage projected to remain strong at 34.9%. Recent Q3 results reflect robust financial performance, with net income rising to US$91.49 million and net charge-offs decreasing significantly, supporting continued dividend reliability despite a yield below top-tier payers in the U.S market.
- Click here to discover the nuances of United Community Banks with our detailed analytical dividend report.
- Our valuation report here indicates United Community Banks may be undervalued.
Seize The Opportunity
- Unlock our comprehensive list of 135 Top US Dividend Stocks by clicking here.
- Shareholder in one or more of these companies? Ensure you're never caught off-guard by adding your portfolio in Simply Wall St for timely alerts on significant stock developments.
- Invest smarter with the free Simply Wall St app providing detailed insights into every stock market around the globe.
Curious About Other Options?
- Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
- Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
- Find companies with promising cash flow potential yet trading below their fair value.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
Valuation is complex, but we're here to simplify it.
Discover if National Bank Holdings might be undervalued or overvalued with our detailed analysis, featuring fair value estimates, potential risks, dividends, insider trades, and its financial condition.
Access Free AnalysisHave feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com