Bancolombia Balance Sheet Health
Financial Health criteria checks 4/6
Bancolombia has total assets of COP353,433.3B and total equity of COP41,914.5B. Total deposits are COP260,483.9B, and total loans are COP253,050.2B earning a Net Interest Margin of 7%. It has insufficient allowance for bad loans, which are currently at 6.5% of total loans. Cash and short-term investments are COP45,066.1B.
Key information
8.4x
Asset to equity ratio
7.0%
Net interest margin
| Total deposits | Col$260.48t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 6.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | Col$45.07t |
Recent financial health updates
No updates
Recent updates
Bancolombia: Concerning Guidance Obscures The Bank's Strengths
Nov 23Bancolombia: Going Digital Is A Positive
Jul 28Bancolombia: An Undervalued Enticing Income Stock
Dec 05Bancolombia: Is It Really The Right Time To Invest In LatAm Banks?
Oct 14Bancolombia: Well Managed, Solidly Profitable And Historically Undervalued
Jul 31Bancolombia SA Looks Intriguing
Sep 27Bancolombia S.A. 2021 Q1 - Results - Earnings Call Presentation
May 09Bancolombia Is Cheap Making Now The Time To Buy
Jan 29Bancolombia S.A. goes ex-dividend tomorrow
Dec 28Bancolombia S.A. reports Q3 results
Nov 12Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: CIB's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: CIB has a low allowance for bad loans (95%).
Low Risk Liabilities: 84% of CIB's liabilities are made up of primarily low risk sources of funding.
Loan Level: CIB has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: CIB's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: CIB has a high level of bad loans (6.5%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/26 08:25 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Bancolombia S.A. is covered by 25 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Gustavo Schroden | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |