Citigroup Balance Sheet Health
Financial Health criteria checks 6/6
Citigroup has total assets of $2,432.5B and total equity of $207.4B. Total deposits are $1,307.2B, and total loans are $656.3B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $1,048.5B.
Key information
11.7x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$1.31t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.05t |
Recent financial health updates
No updates
Recent updates
Citi Post Q1: I Like The Cost Cuts
Apr 18Citigroup Is Beating The Market This Year: Will The Winning Streak Continue After Earnings?
Apr 09Citigroup: Mediocre Fundamentals But Relatively Cheap
Mar 27Citigroup: Which Preferred Is Better: C-J Or CPRN?
Feb 19Citigroup: Q4, Only A Restructuring Play Right Now
Jan 20Citigroup: After A Monstrous Surge, It's Time To Play Defensive (Downgrade)
Jan 13Citigroup: A Surprising 4% Yielding Top Analyst Pick For 2024, What Price I'd Buy
Jan 04Citigroup: Macro May Be Setting The Stage For A Monster Rally In 2024
Dec 17Citigroup: The Endless Restructuring Still Weights On The Valuation
Dec 05Citigroup: Asymmetric Risk-Reward Opportunity
Nov 26Citigroup: Can Jane Fraser Save Citi?
Nov 03Citigroup: Deep Dive Analysis Highlighting Its Turnaround Prospects
Oct 27Citigroup: The Market Isn't Foolish - It's Cheap For A Reason
Oct 16Citigroup Q3 Earnings Preview: Why I Stay Long
Oct 10Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: C has a sufficient allowance for bad loans (661%).
Low Risk Liabilities: 59% of C's liabilities are made up of primarily low risk sources of funding.
Loan Level: C has an appropriate level of Loans to Assets ratio (27%).
Low Risk Deposits: C's Loans to Deposits ratio (50%) is appropriate.
Level of Bad Loans: C has an appropriate level of bad loans (0.4%).