Citigroup Balance Sheet Health
Financial Health criteria checks 6/6
Citigroup has total assets of $2,405.7B and total equity of $209.1B. Total deposits are $1,278.1B, and total loans are $669.5B. It earns a Net Interest Margin of 2.5%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $1,010.4B.
Key information
11.5x
Asset to equity ratio
2.5%
Net interest margin
| Total deposits | US$1.28t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$1.01t |
Recent financial health updates
No updates
Recent updates
Citigroup: Still A Hold Rather Than A Buy, But The Reasons Why Have Changed
Jul 23Citigroup (NYSE:C) Is Paying Out A Larger Dividend Than Last Year
Jul 22
Citigroup's Turnaround Story Getting Taken A Little More Seriously Now
Jul 16Citigroup Q2 Earnings Preview: Extended Gains Seem Possible
Jul 08Citigroup: Buying Into The Restructuring Plan
Jun 22Citigroup's Price To Book Value Ratio Is Justified - It's Still A Hold
Jun 09Citigroup: Bold Turnaround Efforts Paying Off, Strong EPS Growth Expected
Jun 02Citigroup: The Catalyst That Could Trigger A Melt-Up
Apr 29Citi Post Q1: I Like The Cost Cuts
Apr 18Citigroup Is Beating The Market This Year: Will The Winning Streak Continue After Earnings?
Apr 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: C's Assets to Equity ratio (11.5x) is moderate.
Allowance for Bad Loans: C has a sufficient allowance for bad loans (810%).
Low Risk Liabilities: 58% of C's liabilities are made up of primarily low risk sources of funding.
Loan Level: C has an appropriate level of Loans to Assets ratio (28%).
Low Risk Deposits: C's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: C has an appropriate level of bad loans (0.3%).