Byline Bancorp Future Growth

Future criteria checks 2/6

Byline Bancorp is forecast to grow earnings and revenue by 3.3% and 8.7% per annum respectively while EPS is expected to grow by 0.8% per annum.

Key information

3.3%

Earnings growth rate

0.8%

EPS growth rate

Banks earnings growth	7.8%
Revenue growth rate	8.7%
Future return on equity	n/a
Analyst coverage	Good
Last updated	09 May 2025

Recent future growth updates

Recent updates

Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Oct 28

Award-Winning Culture And Chicago Market Strategy Boost Prospects Amid Margin Pressures

Sep 24 Emphasis on top talent and a strong company culture suggests potential improvements in operational efficiencies and future growth, enhancing net margins.

Byline Bancorp GAAP EPS of $0.61 beats by $0.03, revenue of $80.9M beats by $0.31M

Oct 27

Earnings and Revenue Growth Forecasts

NYSE:BY - Analysts future estimates and past financials data (USD Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	445	125	N/A	N/A	5
12/31/2025	429	117	N/A	N/A	5
3/31/2025	379	119	134	140	N/A
12/31/2024	380	121	171	175	N/A
9/30/2024	374	120	114	117	N/A
6/30/2024	375	118	173	176	N/A
3/31/2024	367	114	175	179	N/A
12/31/2023	353	108	162	166	N/A
9/30/2023	340	101	203	206	N/A
6/30/2023	321	95	157	160	N/A
3/31/2023	306	90	174	177	N/A
12/31/2022	298	88	217	220	N/A
9/30/2022	290	82	210	214	N/A
6/30/2022	291	85	156	159	N/A
3/31/2022	302	93	150	152	N/A
12/31/2021	297	92	72	74	N/A
9/30/2021	286	87	151	152	N/A
6/30/2021	268	75	132	134	N/A
3/31/2021	237	56	96	98	N/A
12/31/2020	216	37	105	109	N/A
9/30/2020	222	40	14	20	N/A
6/30/2020	228	43	77	84	N/A
3/31/2020	241	47	36	42	N/A
12/31/2019	251	56	25	29	N/A
9/30/2019	251	57	26	30	N/A
6/30/2019	242	57	11	15	N/A
3/31/2019	229	46	65	68	N/A
12/31/2018	209	40	N/A	80	N/A
9/30/2018	188	23	N/A	76	N/A
6/30/2018	170	18	N/A	52	N/A
3/31/2018	160	11	N/A	47	N/A
12/31/2017	159	10	N/A	27	N/A
9/30/2017	152	75	N/A	-1	N/A
6/30/2017	137	67	N/A	5	N/A
3/31/2017	123	74	N/A	-12	N/A
12/31/2016	106	67	N/A	4	N/A
12/31/2015	91	-15	N/A	-43	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: BY's forecast earnings growth (3.3% per year) is above the savings rate (2.8%).

Earnings vs Market: BY's earnings (3.3% per year) are forecast to grow slower than the US market (14.1% per year).

High Growth Earnings: BY's earnings are forecast to grow, but not significantly.

Revenue vs Market: BY's revenue (8.7% per year) is forecast to grow faster than the US market (8.4% per year).

High Growth Revenue: BY's revenue (8.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: Insufficient data to determine if BY's Return on Equity is forecast to be high in 3 years time

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Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/05/11 20:19
End of Day Share Price	2025/05/09 00:00
Earnings	2025/03/31
Annual Earnings	2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Byline Bancorp, Inc. is covered by 9 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Ebrahim Poonawala	BofA Global Research
Chesca Bugia-Tenorio	Credit Suisse
Brendan Nosal	Hovde Group, LLC

Byline Bancorp Future Growth

Future criteria checks 2/6

Key information

Recent future growth updates

Price target decreased by 7.0% to US$31.80

Price target increased by 7.3% to US$32.40

Price target increased by 9.4% to US$29.00

Price target increased by 9.4% to US$25.60

Price target decreased by 8.7% to US$24.10

Recent updates

Price target decreased by 7.0% to US$31.80

First quarter dividend of US$0.10 announced

First quarter 2025 earnings: EPS and revenues exceed analyst expectations

Byline Bancorp, Inc. Declares Cash Dividend, Payable on May 20, 2025

Byline Bancorp, Inc., Annual General Meeting, Jun 03, 2025

Byline Bancorp, Inc. to Report Q1, 2025 Results on Apr 24, 2025

Byline Bancorp, Inc. (NYSE:BY) completed the acquisition of First Security Bancorp, Inc. for $41.6 million.

Full year 2024 earnings: EPS exceeds analyst expectations

President of Small Business Capital recently sold US$192k worth of stock

President of Small Business Capital notifies of intention to sell stock

Fourth quarter dividend of US$0.10 announced

New major risk - Revenue and earnings growth

Full year 2024 earnings: EPS exceeds analyst expectations

Byline Bancorp, Inc. and Byline Bank Appoint Brian F. Doran as Executive Vice President, General Counsel

Byline Bancorp, Inc. to Report Q4, 2024 Results on Jan 23, 2025

Price target increased by 7.3% to US$32.40

President & Director recently sold US$305k worth of stock

President & Director notifies of intention to sell stock

Byline Bancorp (NYSE:BY) Has Announced A Dividend Of $0.09

Third quarter dividend of US$0.09 announced

Third quarter 2024 earnings: EPS exceeds analyst expectations

New minor risk - Dividend sustainability

Byline Bancorp, Inc. to Report Q3, 2024 Results on Oct 24, 2024

Byline Bancorp, Inc. (NYSE:BY) entered into a definitive merger agreement to acquirer First Security Bancorp, Inc for $41.84 million.

Award-Winning Culture And Chicago Market Strategy Boost Prospects Amid Margin Pressures

Insider notifies of intention to sell stock

Insider recently sold US$224k worth of stock

Insider notifies of intention to sell stock

Price target increased by 9.4% to US$29.00

Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Second quarter dividend of US$0.09 announced

Second quarter 2024 earnings: EPS exceeds analyst expectations

Investor sentiment improves as stock rises 17%

Byline Bancorp, Inc. to Report Q2, 2024 Results on Jul 25, 2024

Insider notifies of intention to sell stock

Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09

First quarter dividend of US$0.09 announced

New major risk - Revenue and earnings growth

Byline Bancorp, Inc., Annual General Meeting, Jun 04, 2024

Byline Bancorp, Inc. and Byline Bank Appoint Carlos Ruiz Sacristán as Member of Risk Committee

Byline Bancorp, Inc. to Report Q1, 2024 Results on Apr 25, 2024

Full year 2023 earnings: EPS exceeds analyst expectations

Lead Independent Director recently bought US$323k worth of stock

Byline Bancorp (NYSE:BY) Is Due To Pay A Dividend Of $0.09

Fourth quarter dividend of US$0.09 announced

President & Director exercised options and sold US$1.8m worth of stock

Byline Bancorp, Inc. Declares Cash Dividend, Payable on February 20, 2024

Here's Why We Think Byline Bancorp (NYSE:BY) Is Well Worth Watching

Byline Bancorp, Inc. to Report Q4, 2023 Results on Jan 25, 2024

Lead Independent Director recently bought US$190k worth of stock

Byline Bancorp's (NYSE:BY) Dividend Will Be $0.09

Byline Bancorp, Inc. Declares Cash Dividend. Payable on November 21, 2023

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Byline Bancorp, Inc. to Report Q3, 2023 Results on Oct 26, 2023

Byline Bancorp, Inc and Byline Bank Announces the Appointment of Carlos Ruiz Sacristán to Its Board of Directors, Effective October 4, 2023

Lead Independent Director recently bought US$214k worth of stock

Byline Bancorp: Record Profits, Deleveraging, Value, And Momentum

Lead Independent Director recently bought US$433k worth of stock

New minor risk - Shareholder dilution

Price target increased by 9.4% to US$25.60

Byline Bancorp (NYSE:BY) Is Paying Out A Dividend Of $0.09

Second quarter 2023 earnings: EPS and revenues exceed analyst expectations

Byline Bancorp, Inc. to Report Q2, 2023 Results on Jul 27, 2023

Byline Bancorp, Inc. and Byline Bank Announce Board Appointments

Price target decreased by 8.7% to US$24.10

Lead Independent Director recently bought US$914k worth of stock

Byline Bancorp (NYSE:BY) Will Pay A Dividend Of $0.09

First quarter 2023 earnings: EPS and revenues exceed analyst expectations

Independent Director recently bought US$52k worth of stock

Investor sentiment deteriorates as stock falls 19%