Banco Santander (Brasil) S.A.

NYSE:BSBR Stock Report

Market Cap: US$14.8b

Banco Santander (Brasil) Past Earnings Performance

Past criteria checks 4/6

Banco Santander (Brasil)'s earnings have been declining at an average annual rate of -8%, while the Banks industry saw earnings growing at 7% annually. Revenues have been growing at an average rate of 2.3% per year. Banco Santander (Brasil)'s return on equity is 13.8%, and it has net margins of 26.1%.

Key information

-8.0%

Earnings growth rate

-8.0%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate2.3%
Return on equity13.8%
Net Margin26.1%
Next Earnings Update05 Feb 2025

Recent past performance updates

Recent updates

Banco Santander (Brasil) Q3: Good, But Not Good Enough For Me To Recommend Buying

Nov 01

Banco Santander (Brasil) Q2: Raising The Recommendation To Hold

Jul 26

Banco Santander (Brasil): ROE Still Low And Competition Ahead

May 06

Santander Brasil Q4: A Buy Despite Recent Setbacks

Feb 02

Banco Santander (Brasil) Q3: The Worst Is Behind, But Still Pricey

Oct 27

Banco Santander (Brasil): Recovery Mode, But Overvaluation Persists

Oct 06

Santander Wants To Ride Brazil's Next Wave

Aug 01

Banco Santander (Brasil) Stock: Lackluster Performance, Not Warranting A Buy

Jun 22

Santander Brazil: Resilient Operating Trends Lead To Undervaluation

Dec 13

Banco Santander (Brasil) S.A. reports Q3 results

Oct 27

Santander Brazil: Beware Of Macroeconomic Headwinds

Sep 14

Santander: The Highest Banking Upside In All Of Europe

Feb 23

Santander Brazil: Diversify Your Income Stream With This Quality Bank Stock

Sep 08

Banco Santander (Brasil) S.A. goes ex-dividend on Monday

May 07

Banco Santander (Brasil) S.A. 2020 Q4 - Results - Earnings Call Presentation

Feb 03

Banco Santander (Brasil) goes ex-dividend on Monday

Jan 08

Banco Santander (Brasil) S.A. goes ex-dividend tomorrow

Nov 04

Revenue & Expenses Breakdown

How Banco Santander (Brasil) makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NYSE:BSBR Revenue, expenses and earnings (BRL Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2447,21312,32621,2410
30 Jun 2444,73811,42320,8600
31 Mar 2440,8989,46120,5030
31 Dec 2338,9009,44920,3350
30 Sep 2343,7069,74422,4130
30 Jun 2340,42810,55421,4630
31 Mar 2339,11713,52619,3330
31 Dec 2241,77714,28719,0550
30 Sep 2234,70015,73415,8880
30 Jun 2238,25616,55216,2780
31 Mar 2248,06115,27518,2860
31 Dec 2146,84615,52818,0760
30 Sep 2160,70514,90120,8100
30 Jun 2157,62114,42820,1980
31 Mar 2142,67613,61418,1980
31 Dec 2031,10013,41918,1310
30 Sep 2027,83615,16318,3310
30 Jun 2027,18715,27118,1350
31 Mar 2033,60116,65518,1090
31 Dec 1945,42016,40717,9520
30 Sep 1944,27614,64817,0310
30 Jun 1944,61113,92616,9040
31 Mar 1937,71613,36616,7440
31 Dec 1836,95012,58216,5890
30 Sep 1832,89711,31417,9620
30 Jun 1834,15710,45217,7660
31 Mar 1836,6199,78917,4120
31 Dec 1736,0628,92415,9050
30 Sep 1733,3607,96616,8000
30 Jun 1730,0337,90116,4260
31 Mar 1734,1237,49216,2840
31 Dec 1635,6267,33515,9900
30 Sep 1637,1027,39415,9200
30 Jun 1629,1976,82515,8170
31 Mar 1627,3869,97615,6310
31 Dec 1518,5359,78415,4170
30 Sep 1517,2229,77415,1930
30 Jun 1522,4129,33015,0720
31 Mar 1519,3855,85014,8680
31 Dec 1423,8585,63014,7360
30 Sep 1423,5273,45614,6190
30 Jun 1424,4713,54114,5140
31 Mar 1422,4063,49914,4940
31 Dec 1322,1583,66014,4890

Quality Earnings: BSBR has high quality earnings.

Growing Profit Margin: BSBR's current net profit margins (26.1%) are higher than last year (22.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BSBR's earnings have declined by 8% per year over the past 5 years.

Accelerating Growth: BSBR's earnings growth over the past year (26.5%) exceeds its 5-year average (-8% per year).

Earnings vs Industry: BSBR earnings growth over the past year (26.5%) exceeded the Banks industry -11.8%.

Return on Equity

High ROE: BSBR's Return on Equity (13.8%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 21:14
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banco Santander (Brasil) S.A. is covered by 28 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Roberto de Aguiar AttuchBarclays
Rafael ReisBB Banco de Investimento S.A.
Mario Lucio PierryBofA Global Research