Barclays Balance Sheet Health
Financial Health criteria checks 2/6
Barclays has total assets of £1,593.5B and total equity of £75.5B. Total deposits are £574.3B, and total loans are £348.0B.
Key information
21.1x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | UK£574.31b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.1% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£689.33b |
Recent financial health updates
No updates
Recent updates
Is Barclays A 'Buy' Following Its Q1 2025 Earnings?
May 16Barclays: Deposit-To-Loan And Credit Cycle Obstacles Have Emerged
Apr 25Barclays Q4 Results: Backing Out After 20%+ Gain
Feb 14Barclays: Still Trading At 0.6x 2026 Book Value
Dec 20Barclays: On Track For Super-Charged Shareholder Returns
Nov 01Barclays: Value Or Trap Following Q3 Earnings?
Oct 25Barclays: Still Undervalued With Fundamental Resilience
Aug 28Barclays: Heading In The Right Direction
Aug 12Barclays: Well On Track To Deliver On The Triple-Digit Upside
May 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BCS's Assets to Equity ratio (21.1x) is very high.
Allowance for Bad Loans: BCS has a low allowance for bad loans (69%).
Low Risk Liabilities: 62% of BCS's liabilities are made up of primarily higher risk sources of funding.
Loan Level: BCS has an appropriate level of Loans to Assets ratio (22%).
Low Risk Deposits: BCS's Loans to Deposits ratio (61%) is appropriate.
Level of Bad Loans: BCS has a high level of bad loans (2.1%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/27 09:54 |
| End of Day Share Price | 2025/05/27 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Barclays PLC is covered by 45 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| David Grinsztajn | AlphaValue |
| Jesús Gómez Dominguez | Banco Santander |
| Neil Smith | Bankhaus Lampe KG |