Atlantic Union Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
Atlantic Union Bankshares has total assets of $24.8B and total equity of $3.2B. Total deposits are $20.3B, and total loans are $18.2B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $619.5M.
Key information
7.8x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$20.31b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$619.49m |
Recent financial health updates
No updates
Recent updates
Atlantic Union Bankshares (NYSE:AUB) Has Announced That It Will Be Increasing Its Dividend To $0.34
Oct 28
Atlantic Union Bankshares: Acquisition To Help Lift Earnings
Jan 21Atlantic Union Bankshares' (NYSE:AUB) Upcoming Dividend Will Be Larger Than Last Year's
Oct 30Atlantic Union Bankshares: A Gem In Sea Of Pain
Oct 20Atlantic Union Bankshares: We Are Not Backing Away
Aug 14Atlantic Union Bankshares (NYSE:AUB) Will Pay A Dividend Of $0.30
Jul 31Atlantic Union Bank Non-GAAP EPS of $0.90 beats by $0.09, revenue of $192.47M beats by $4.63M
Jan 24Atlantic Union Bank GAAP EPS of $0.74 misses by $0.02, revenue of $180.14M beats by $0.64M
Oct 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AUB's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: AUB has a sufficient allowance for bad loans (436%).
Low Risk Liabilities: 94% of AUB's liabilities are made up of primarily low risk sources of funding.
Loan Level: AUB has an appropriate level of Loans to Assets ratio (73%).
Low Risk Deposits: AUB's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: AUB has an appropriate level of bad loans (0.2%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:47 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Atlantic Union Bankshares Corporation is covered by 18 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jason Goldberg | Barclays |
| Erik Zwick | Boenning & Scattergood, Inc. |