Union Bankshares Balance Sheet Health
Financial Health criteria checks 5/6
Union Bankshares has total assets of $1.5B and total equity of $65.8M. Total deposits are $1.3B, and total loans are $1.0B. It earns a Net Interest Margin of 2.9%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $92.4M.
Key information
22.3x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | US$1.31b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$92.36m |
Recent financial health updates
No updates
Recent updates
Union Bankshares (NASDAQ:UNB) Is Increasing Its Dividend To $0.36
Apr 23
Union Bankshares (NASDAQ:UNB) Is Paying Out A Larger Dividend Than Last Year
Jan 22Union Bankshares GAAP EPS of $0.84, Net interest income of $10.4M
Oct 19Union Bankshares: Attractive Dividend Appears Secure Despite The Chances Of An Earnings Decline
Aug 28Union Bankshares GAAP EPS of $0.65, Net interest income of $9.7M
Jul 20Union Bankshares (NASDAQ:UNB) Has Announced That It Will Be Increasing Its Dividend To US$0.35
Jan 23Shareholders Will Probably Hold Off On Increasing Union Bankshares, Inc.'s (NASDAQ:UNB) CEO Compensation For The Time Being
May 13If You Like EPS Growth Then Check Out Union Bankshares (NASDAQ:UNB) Before It's Too Late
Mar 09Are You An Income Investor? Don't Miss Out On Union Bankshares, Inc. (NASDAQ:UNB)
Feb 02
Union Bankshares' (NASDAQ:UNB) Stock Price Has Reduced 48% In The Past Three Years
Dec 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UNB's Assets to Equity ratio (22.3x) is very high.
Allowance for Bad Loans: UNB has a sufficient allowance for bad loans (325%).
Low Risk Liabilities: 93% of UNB's liabilities are made up of primarily low risk sources of funding.
Loan Level: UNB has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: UNB's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: UNB has an appropriate level of bad loans (0.2%).