United Community Banks Balance Sheet Health
Financial Health criteria checks 6/6
United Community Banks has total assets of $27.4B and total equity of $3.3B. Total deposits are $23.3B, and total loans are $18.2B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $961.9M.
Key information
8.3x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$23.33b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$961.93m |
Recent financial health updates
No updates
Recent updates
United Community Banks (NASDAQ:UCBI) Is Due To Pay A Dividend Of $0.23
Feb 29
United Community Banks GAAP EPS of $0.74 beats by $0.02, revenue of $216.30M misses by $10.38M
Oct 18United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To $0.22
Sep 13United Community Banks (NASDAQ:UCBI) Is Paying Out A Larger Dividend Than Last Year
Aug 23United Community Banks raises dividend 4.8% to $0.22
Aug 18United Community Banks GAAP EPS of $0.61 misses by $0.04, revenue of $206.75M misses by $6.44M
Jul 19Here's Why I Think United Community Banks (NASDAQ:UCBI) Is An Interesting Stock
Apr 05United Community Banks (NASDAQ:UCBI) Will Pay A Larger Dividend Than Last Year At US$0.21
Feb 22United Community Banks Still Following A Tested Formula
Feb 03United Community Banks (NASDAQ:UCBI) Is Increasing Its Dividend To US$0.20
Dec 02United Community Banks (NASDAQ:UCBI) Has Announced That It Will Be Increasing Its Dividend To US$0.20
Nov 18Is Now The Time To Put United Community Banks (NASDAQ:UCBI) On Your Watchlist?
Oct 21United Community Banks' (NASDAQ:UCBI) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 15I Built A List Of Growing Companies And United Community Banks (NASDAQ:UCBI) Made The Cut
Jul 19There's A Lot To Like About United Community Banks' (NASDAQ:UCBI) Upcoming US$0.19 Dividend
Mar 07Don't Ignore The Fact That This Insider Just Sold Some Shares In United Community Banks, Inc. (NASDAQ:UCBI)
Feb 08
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: UCBI's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: UCBI has a sufficient allowance for bad loans (201%).
Low Risk Liabilities: 97% of UCBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: UCBI has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: UCBI's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: UCBI has an appropriate level of bad loans (0.6%).