Triumph Financial Management

Management criteria checks 4/4

Triumph Financial's CEO is Aaron Graft, appointed in Oct 2010, has a tenure of 14.25 years. total yearly compensation is $3.26M, comprised of 22.1% salary and 77.9% bonuses, including company stock and options. directly owns 0.6% of the company’s shares, worth $12.67M. The average tenure of the management team and the board of directors is 3.3 years and 10.5 years respectively.

Key information

Aaron Graft

Chief executive officer

US$3.3m

Total compensation

CEO salary percentage	22.1%
CEO tenure	14.3yrs
CEO ownership	0.6%
Management average tenure	3.3yrs
Board average tenure	10.5yrs

Recent management updates

Recent updates

CEO Compensation Analysis

How has Aaron Graft's remuneration changed compared to Triumph Financial's earnings?
Date	Total Compensation	Salary	Company Earnings
Sep 30 2024	n/a	n/a	US$19m
Jun 30 2024	n/a	n/a	US$26m
Mar 31 2024	n/a	n/a	US$31m
Dec 31 2023	US$3m	US$721k	US$38m
Sep 30 2023	n/a	n/a	US$46m
Jun 30 2023	n/a	n/a	US$49m
Mar 31 2023	n/a	n/a	US$86m
Dec 31 2022	US$3m	US$692k	US$99m
Sep 30 2022	n/a	n/a	US$108m
Jun 30 2022	n/a	n/a	US$116m
Mar 31 2022	n/a	n/a	US$100m
Dec 31 2021	US$2m	US$650k	US$110m
Sep 30 2021	n/a	n/a	US$115m
Jun 30 2021	n/a	n/a	US$114m
Mar 31 2021	n/a	n/a	US$100m
Dec 31 2020	US$1m	US$650k	US$62m
Sep 30 2020	n/a	n/a	US$48m
Jun 30 2020	n/a	n/a	US$40m
Mar 31 2020	n/a	n/a	US$39m
Dec 31 2019	US$1m	US$570k	US$59m
Sep 30 2019	n/a	n/a	US$60m
Jun 30 2019	n/a	n/a	US$55m
Mar 31 2019	n/a	n/a	US$54m
Dec 31 2018	US$1m	US$515k	US$51m

Compensation vs Market: Aaron's total compensation ($USD3.26M) is below average for companies of similar size in the US market ($USD5.43M).

Compensation vs Earnings: Aaron's compensation has been consistent with company performance over the past year.

CEO

Aaron Graft (46 yo)

14.3yrs

Tenure

US$3,260,635

Compensation

Mr. Aaron P. Graft is the Founder, Vice Chairman and Chief Executive Officer and President of Triumph Financial, Inc. (Nasdaq: TFIN). Additionally, he serves as the Vice Chairman, Chief Executive Officer a...

Leadership Team

Name	Position	Tenure	Compensation	Ownership
Aaron Graft	Founder	14.3yrs	US$3.26m	0.60% $ 12.7m
William Voss	Executive VP & CFO	3.3yrs	US$1.09m	0.029% $ 615.9k
Edward Schreyer	Executive VP & COO	2.8yrs	US$1.73m	0.076% $ 1.6m
Melissa Forman-Barenblit	President of Triumphpay - TBK Bank	no data	US$1.08m	0.025% $ 535.3k
Renee Galitis	Executive VP & Chief Information Officer	3.2yrs	no data	no data
Luke Wyse	Senior Vice President of Finance & Investor Relations	11yrs	no data	no data
Adam Nelson	Executive VP	12yrs	US$793.44k	0.13% $ 2.7m
Mitchell Lee	Chief Risk & Compliance Officer	less than a year	no data	no data
Amanda Tavackoli	Senior VP & Director of Corporate Communication	no data	no data	no data
Michelle Holmes	Executive VP & Chief Marketing Officer	less than a year	no data	no data
Stephen Grossi	Executive VP & Chief Human Resources Officer	no data	no data	no data
Rob Wright	Chief Product Officer - Triumph Business Capital	3.3yrs	no data	no data

3.3yrs

Average Tenure

48yo

Average Age

Experienced Management: TFIN.P's management team is considered experienced (3.3 years average tenure).

Board Members

Name	Position	Tenure	Compensation	Ownership
Aaron Graft	Founder	15yrs	US$3.26m	0.60% $ 12.7m
Debra Bradford	Independent Director	4.7yrs	US$142.40k	0.034% $ 728.1k
Carlos Sepulveda	Independent Chairman	15yrs	US$202.78k	1.47% $ 31.2m
Richard Davis	Independent Director	15yrs	US$120.90k	0.87% $ 18.4m
Davis Deadman	Director	2yrs	US$189.52k	0.035% $ 747.7k
Laura Easley	Independent Director	4.7yrs	US$177.72k	0.039% $ 819.6k
Charles Anderson	Independent Director	15yrs	US$132.90k	0.55% $ 11.6m
C. Sparks	Independent Director	15yrs	US$149.90k	0.81% $ 17.1m
Maribess Miller	Independent Director	10.5yrs	US$139.40k	0.080% $ 1.7m
Michael Rafferty	Independent Director	10.5yrs	US$167.40k	0.15% $ 3.3m
Harrison Barnes	Independent Director	3.1yrs	US$120.90k	0.14% $ 3.0m

10.5yrs

Average Tenure

63yo

Average Age

Experienced Board: TFIN.P's board of directors are seasoned and experienced ( 10.5 years average tenure).

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 14:15
End of Day Share Price	2025/01/02 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Triumph Financial, Inc. is covered by 15 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Harold Goetsch	B. Riley Securities, Inc.
null null	D.A. Davidson & Co.
Gary Tenner	D.A. Davidson & Co.

Triumph Financial Management

Management criteria checks 4/4

Key information

Recent management updates

Triumph Financial, Inc. Appoints Mitchell Lee as Chief Risk & Compliance Officer

Triumph Financial, Inc. Appoints Jamie Paterson as the Executive Vice President, Chief Operating Officer – Banking Operations of its TBK Bank, SSB subsidiary

Triumph Financial, Inc., Annual General Meeting, Apr 23, 2024

Triumph Financial, Inc. Announces the Appointment of Michelle Holmes as Executive Vice President, Chief Marketing Officer

Triumph Appoints Kim Fisk to Chief Operating Officer of Factoring Division

Triumph Financial, Inc. Appoints Jason Heilig as Chief Technology Officer of Factoring Division

Recent updates

Triumph Financial, Inc. to Report Q3, 2024 Results on Oct 16, 2024

Triumph Financial, Inc. Appoints Mitchell Lee as Chief Risk & Compliance Officer

Triumph Financial, Inc. to Report Q2, 2024 Results on Jul 17, 2024

Triumph Financial, Inc. Appoints Jamie Paterson as the Executive Vice President, Chief Operating Officer – Banking Operations of its TBK Bank, SSB subsidiary

Triumph Financial, Inc. to Report Q1, 2024 Results on Apr 17, 2024

Triumph Financial, Inc., Annual General Meeting, Apr 23, 2024

Triumph Financial, Inc. Announces the Appointment of Michelle Holmes as Executive Vice President, Chief Marketing Officer

Triumph Appoints Kim Fisk to Chief Operating Officer of Factoring Division

Triumph Financial, Inc. to Report Q4, 2023 Results on Jan 23, 2024

Triumph Financial, Inc. to Report Q3, 2023 Results on Oct 19, 2023

Triumph Financial, Inc. Appoints Jason Heilig as Chief Technology Officer of Factoring Division

Triumph Financial, Inc. to Report Q2, 2023 Results on Jul 20, 2023

Triumph Financial, Inc.(NasdaqGS:TFIN) dropped from Russell 2000 Growth-Defensive Index

Triumph Financial, Inc. (NasdaqGS:TFIN) announces an Equity Buyback for $50 million worth of its shares.

Davis Deadman Joins Triumph Financial, Inc. Board of Directors

Triumph Financial, Inc. to Report Q4, 2022 Results on Jan 25, 2023

Triumph Appoints Tim Valdez as President of Factoring Division

Triumph Bancorp, Inc. (NasdaqGS:TBK) announces an Equity Buyback for $100 million worth of its shares.

Triumph Bancorp, Inc. to Report Q3, 2022 Results on Oct 19, 2022

Triumph Bancorp, Inc. to Report Q2, 2022 Results on Jul 20, 2022

Triumph Bancorp, Inc. (NasdaqGS:TBK) announces an Equity Buyback for $75 million worth of its shares.

Triumph Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2022

Triumph Bancorp, Inc. Announces Executive Appointments

Triumph Bancorp, Inc. to Report Q1, 2022 Results on Apr 20, 2022

Triumph Bancorp, Inc. (NasdaqGS:TBK) announces an Equity Buyback for $50 million worth of its shares.

Triumph Bancorp, Inc. Announces Net Charge-Offs for the Fourth Quarter Ended December 31, 2021

Triumph Bancorp, Inc. announced that it has received $70 million in funding

Triumph Bancorp, Inc. Announces Net Charge-Offs for the Second Quarter Ended June 30, 2021

Triumph Bancorp, Inc.(NasdaqGS:TBK) dropped from Russell Microcap Value Index

Triumph Bancorp, Inc. Reports Net Charge-Offs for the First Quarter Ended March 31, 2021

Triumph Bancorp, Inc., Annual General Meeting, Apr 27, 2021

Triumph Bancorp, Inc. to Report Q4, 2020 Results on Jan 21, 2021

Triumph Bancorp, Inc. Announces Retirement of Douglas M. Kratz as Member of Board of Directors

Triumph Bancorp, Inc. to Report Q3, 2020 Results on Oct 19, 2020

Triumph Bancorp, Inc. to Report Q2, 2020 Results on Jul 20, 2020

Triumph Bancorp, Inc.(NasdaqGS:TBK) dropped from Russell Microcap Growth Index

Triumph Bancorp, Inc.(NasdaqGS:TBK) dropped from Russell 3000 Growth Index

CEO Compensation Analysis

CEO

Tenure

Compensation

Leadership Team

Average Tenure

Average Age

Board Members

Average Tenure

Average Age

Company Analysis and Financial Data Status

Data Sources

Analysis Model and Snowflake

Industry and Sector Metrics

Analyst Sources