Texas Capital Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Texas Capital Bancshares has total assets of $29.9B and total equity of $3.2B. Total deposits are $23.8B, and total loans are $21.5B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $2.8B.
Key information
9.4x
Asset to equity ratio
3.2%
Net interest margin
| Total deposits | US$23.82b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.81b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: TCBI.O's Assets to Equity ratio (9.4x) is low.
Allowance for Bad Loans: TCBI.O has a sufficient allowance for bad loans (314%).
Low Risk Liabilities: 89% of TCBI.O's liabilities are made up of primarily low risk sources of funding.
Loan Level: TCBI.O has an appropriate level of Loans to Assets ratio (72%).
Low Risk Deposits: TCBI.O's Loans to Deposits ratio (90%) is appropriate.
Level of Bad Loans: TCBI.O has an appropriate level of bad loans (0.4%).