Shore Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
Shore Bancshares has total assets of $6.0B and total equity of $511.1M. Total deposits are $5.4B, and total loans are $4.6B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $372.5M.
Key information
11.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$5.39b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$372.53m |
Recent financial health updates
No updates
Recent updates
Shore Bancshares' (NASDAQ:SHBI) Dividend Will Be $0.12
Nov 12
With EPS Growth And More, Shore Bancshares (NASDAQ:SHBI) Makes An Interesting Case
Mar 14Shore Bancshares to commence up to $5.0M share repurchase program
Jul 06Analysts Are Betting On Shore Bancshares, Inc. (NASDAQ:SHBI) With A Big Upgrade This Week
Feb 18Shore Bancshares (NASDAQ:SHBI) Will Pay A Dividend Of US$0.12
Nov 06Shore Bancshares (NASDAQ:SHBI) Is Due To Pay A Dividend Of US$0.12
Aug 08Here's Why We Think Shore Bancshares (NASDAQ:SHBI) Is Well Worth Watching
Jun 14We Think Some Shareholders May Hesitate To Increase Shore Bancshares, Inc.'s (NASDAQ:SHBI) CEO Compensation
May 06What Is The Ownership Structure Like For Shore Bancshares, Inc. (NASDAQ:SHBI)?
Mar 15Shore Bancshares, Inc. (NASDAQ:SHBI) Passed Our Checks, And It's About To Pay A US$0.12 Dividend
Feb 07Shore Bancshares declares $0.12 dividend
Feb 03How Does Shore Bancshares, Inc. (NASDAQ:SHBI) Fare As A Dividend Stock?
Jan 12Update: Shore Bancshares (NASDAQ:SHBI) Stock Gained 34% In The Last Five Years
Dec 07Shore Bancshares launches new stock repurchase plan
Nov 24Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SHBI's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: SHBI has a sufficient allowance for bad loans (424%).
Low Risk Liabilities: 98% of SHBI's liabilities are made up of primarily low risk sources of funding.
Loan Level: SHBI has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: SHBI's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: SHBI has an appropriate level of bad loans (0.3%).