Salisbury Bancorp, Inc.

NasdaqCM:SAL Stock Report

Market Cap: US$159.2m

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Salisbury Bancorp Past Earnings Performance

Past criteria checks 2/6

Salisbury Bancorp has been growing earnings at an average annual rate of 14.7%, while the Banks industry saw earnings growing at 14.1% annually. Revenues have been growing at an average rate of 7.6% per year. Salisbury Bancorp's return on equity is 11.2%, and it has net margins of 27.5%.

Key information

14.70%

Earnings growth rate

14.13%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate7.61%
Return on equity11.18%
Net Margin27.47%
Last Earnings Update30 Jun 2023

Recent past performance updates

Recent updates

Salisbury Bancorp declares $0.16 dividend

Oct 19

Salisbury Bancorp declares $0.16 dividend

Jul 20

Salisbury Bancorp completes 2-for-1 forward stock split

Jul 01

Salisbury Bancorp (NASDAQ:SAL) Is Increasing Its Dividend To US$0.32

Jan 30
Salisbury Bancorp (NASDAQ:SAL) Is Increasing Its Dividend To US$0.32

Salisbury Bancorp's (NASDAQ:SAL) Upcoming Dividend Will Be Larger Than Last Year's

Jul 24
Salisbury Bancorp's (NASDAQ:SAL) Upcoming Dividend Will Be Larger Than Last Year's

Should Salisbury Bancorp, Inc. (NASDAQ:SAL) Be Part Of Your Dividend Portfolio?

May 06
Should Salisbury Bancorp, Inc. (NASDAQ:SAL) Be Part Of Your Dividend Portfolio?

Industry Analysts Just Made A Notable Upgrade To Their Salisbury Bancorp, Inc. (NASDAQ:SAL) Revenue Forecasts

Mar 31
Industry Analysts Just Made A Notable Upgrade To Their Salisbury Bancorp, Inc. (NASDAQ:SAL) Revenue Forecasts

Should You Be Adding Salisbury Bancorp (NASDAQ:SAL) To Your Watchlist Today?

Mar 15
Should You Be Adding Salisbury Bancorp (NASDAQ:SAL) To Your Watchlist Today?

Salisbury Bancorp, Inc. (NASDAQ:SAL) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

Feb 07
Salisbury Bancorp, Inc. (NASDAQ:SAL) Looks Like A Good Stock, And It's Going Ex-Dividend Soon

How Does Salisbury Bancorp, Inc. (NASDAQ:SAL) Fare As A Dividend Stock?

Feb 05
How Does Salisbury Bancorp, Inc. (NASDAQ:SAL) Fare As A Dividend Stock?

Should Salisbury Bancorp (NASDAQ:SAL) Be Disappointed With Their 19% Profit?

Dec 14
Should Salisbury Bancorp (NASDAQ:SAL) Be Disappointed With Their 19% Profit?

Revenue & Expenses Breakdown

How Salisbury Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqCM:SAL Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 235315320
31 Mar 235415320
31 Dec 225416310
30 Sep 225316300
30 Jun 225215300
31 Mar 225315300
31 Dec 215316290
30 Sep 215115280
30 Jun 215016280
31 Mar 214714260
31 Dec 204312260
30 Sep 204212250
30 Jun 204111250
31 Mar 204211250
31 Dec 194211250
30 Sep 194211260
30 Jun 194210260
31 Mar 19419260
31 Dec 18409260
30 Sep 18407250
30 Jun 18397250
31 Mar 18397240
31 Dec 17386240
30 Sep 17387240
30 Jun 17377240
31 Mar 17377240
31 Dec 16377230
30 Sep 16377220
30 Jun 16367220
31 Mar 16378220
31 Dec 15388220
30 Sep 15356210
30 Jun 15335200
31 Mar 15294190
31 Dec 14252170
30 Sep 14243160
30 Jun 14243160
31 Mar 14243160
31 Dec 13244160
30 Sep 13243160
30 Jun 13244160
31 Mar 13244160
31 Dec 12254160
30 Sep 12254150

Quality Earnings: SAL has high quality earnings.

Growing Profit Margin: SAL's current net profit margins (27.5%) are lower than last year (28.3%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: SAL's earnings have grown by 14.7% per year over the past 5 years.

Accelerating Growth: SAL's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SAL had negative earnings growth (-0.8%) over the past year, making it difficult to compare to the Banks industry average (5.1%).


Return on Equity

High ROE: SAL's Return on Equity (11.2%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2023/08/15 14:22
End of Day Share Price 2023/08/11 00:00
Earnings2023/06/30
Annual Earnings2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Salisbury Bancorp, Inc. is covered by 4 analysts. of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
null nullD.A. Davidson & Co.
Christopher MarinacFIG Partners
David BishopFIG Partners