This company has been acquired
Salisbury Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Salisbury Bancorp has total assets of $1.6B and total equity of $133.1M. Total deposits are $1.4B, and total loans are $1.2B. It earns a Net Interest Margin of 3.2%. It has sufficient allowance for bad loans, which are currently at 0.08% of total loans. Cash and short-term investments are $54.1M.
Key information
11.7x
Asset to equity ratio
3.2%
Net interest margin
Total deposits | US$1.36b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.08% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$54.06m |
Recent financial health updates
No updates
Recent updates
Salisbury Bancorp declares $0.16 dividend
Oct 19Salisbury Bancorp declares $0.16 dividend
Jul 20Salisbury Bancorp completes 2-for-1 forward stock split
Jul 01Salisbury Bancorp (NASDAQ:SAL) Is Increasing Its Dividend To US$0.32
Jan 30Salisbury Bancorp's (NASDAQ:SAL) Upcoming Dividend Will Be Larger Than Last Year's
Jul 24Should Salisbury Bancorp, Inc. (NASDAQ:SAL) Be Part Of Your Dividend Portfolio?
May 06Industry Analysts Just Made A Notable Upgrade To Their Salisbury Bancorp, Inc. (NASDAQ:SAL) Revenue Forecasts
Mar 31Should You Be Adding Salisbury Bancorp (NASDAQ:SAL) To Your Watchlist Today?
Mar 15Salisbury Bancorp, Inc. (NASDAQ:SAL) Looks Like A Good Stock, And It's Going Ex-Dividend Soon
Feb 07How Does Salisbury Bancorp, Inc. (NASDAQ:SAL) Fare As A Dividend Stock?
Feb 05Should Salisbury Bancorp (NASDAQ:SAL) Be Disappointed With Their 19% Profit?
Dec 14Salisbury Bancorp declares $0.29 dividend
Oct 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SAL's Assets to Equity ratio (11.7x) is moderate.
Allowance for Bad Loans: SAL has a sufficient allowance for bad loans (1524%).
Low Risk Liabilities: 95% of SAL's liabilities are made up of primarily low risk sources of funding.
Loan Level: SAL has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: SAL's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: SAL has an appropriate level of bad loans (0.1%).