Republic Bancorp (Nasdaq:RBCA.A) - Stock Price, News & Analysis

RBCA.A Stock Overview

Operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States.

About the company

RBCA.A fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	1/6
Past Performance	5/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 29.7% below our estimate of its fair value

Revenue is forecast to grow 11.44% per year

Earnings grew by 10.8% over the past year

Pays a reliable dividend of 2.41%

Risk Analysis

Earnings are forecast to decline by an average of 0.8% per year for the next 3 years

Republic Bancorp, Inc. Competitors

Provident Financial Services

NYSE:PFS

US$2.4b

Berkshire Hills Bancorp

NYSE:BHLB

US$1.2b

German American Bancorp

NasdaqGS:GABC

US$1.2b

OceanFirst Financial

NasdaqGS:OCFC

US$1.1b

Price History & Performance

Summary of all time highs, changes and price drops for Republic Bancorp
Historical stock prices
Current Share Price	US$67.68
52 Week High	US$69.00
52 Week Low	US$42.42
Beta	0.56
11 Month Change	33.62%
3 Month Change	34.02%
1 Year Change	46.38%
33 Year Change	38.80%
5 Year Change	43.24%
Change since IPO	448.44%

Recent updates

Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Feb 19

Industry Analysts Just Upgraded Their Republic Bancorp, Inc. (NASDAQ:RBCA.A) Revenue Forecasts By 10%

Feb 02

Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Feb 01

Republic Bancorp (NASDAQ:RBCA.A) Will Pay A Larger Dividend Than Last Year At US$0.34

Jan 30

Should You Be Adding Republic Bancorp (NASDAQ:RBCA.A) To Your Watchlist Today?

Jan 24

Here's Why Shareholders May Consider Paying Republic Bancorp, Inc.'s (NASDAQ:RBCA.A) CEO A Little More

Apr 16

There's A Lot To Like About Republic Bancorp's (NASDAQ:RBCA.A) Upcoming US$0.31 Dividend

Mar 13

Why Dividend Hunters Love Republic Bancorp, Inc. (NASDAQ:RBCA.A)

Mar 08

How Many Republic Bancorp, Inc. (NASDAQ:RBCA.A) Shares Did Insiders Buy, In The Last Year?

Feb 08

Here's What Republic Bancorp, Inc.'s (NASDAQ:RBCA.A) Shareholder Ownership Structure Looks Like

Jan 11

Here's What We Like About Republic Bancorp's (NASDAQ:RBCA.A) Upcoming Dividend

Dec 14

Did You Participate In Any Of Republic Bancorp's (NASDAQ:RBCA.A) Respectable 70% Return?

Dec 09

Shareholder Returns

	RBCA.A	US Banks	US Market
7D	10.0%	0.7%	-2.4%
1Y	46.4%	28.9%	17.5%

Return vs Industry: RBCA.A exceeded the US Banks industry which returned 28.9% over the past year.

Return vs Market: RBCA.A exceeded the US Market which returned 17.5% over the past year.

Price Volatility

Is RBCA.A's price volatile compared to industry and market?
RBCA.A volatility
RBCA.A Average Weekly Movement	5.3%
Banks Industry Average Movement	4.3%
Market Average Movement	6.0%
10% most volatile stocks in US Market	14.9%
10% least volatile stocks in US Market	3.0%

Stable Share Price: RBCA.A's share price has been volatile over the past 3 months.

Volatility Over Time: RBCA.A's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1974	999	Steve Trager	www.republicbank.com

Republic Bancorp, Inc. operates as a bank holding company for Republic Bank & Trust Company that provides various banking products and services in the United States. It operates in six segments: Traditional Banking, Warehouse, Mortgage Banking, Tax Refund Solutions, Republic Payment Solutions, and Republic Credit Solutions. The company offers demand, money market accounts, savings, individual retirement accounts, time, brokered, and other certificates of deposit; and retail and commercial mortgage, construction and land development, consumer, aircraft, and marine loans.

Republic Bancorp, Inc. Fundamentals Summary

How do Republic Bancorp's earnings and revenue compare to its market cap?
RBCA.A fundamental statistics
Market cap	US$1.31b
Earnings (TTM)	US$97.04m
Revenue (TTM)	US$315.69m

13.5x

P/E Ratio

1.4x

P/B Ratio

Is RBCA.A overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RBCA.A income statement (TTM)
Revenue	US$315.69m
Cost of Revenue	US$0
Gross Profit	US$315.69m
Other Expenses	US$218.65m
Earnings	US$97.04m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	5.00
Gross Margin	100.00%
Net Profit Margin	30.74%
Debt/Equity Ratio	46.3%

How did RBCA.A perform over the long term?

See historical performance and comparison

Dividends

2.4%

Current Dividend Yield

32%

Payout Ratio

Does RBCA.A pay a reliable dividends?

See RBCA.A dividend history and benchmarks

When do you need to buy RBCA.A by to receive an upcoming dividend?
Republic Bancorp dividend dates
Ex Dividend Date	Sep 20 2024
Dividend Pay Date	Oct 18 2024
Days until Ex dividend	55 days
Days until Dividend pay date	83 days

Does RBCA.A pay a reliable dividends?

See RBCA.A dividend history and benchmarks

RBCA.A Stock Overview

Rewards

Risk Analysis

Republic Bancorp, Inc. Competitors

NYSE:PFS

US$2.4b

NYSE:BHLB

US$1.2b

NasdaqGS:GABC

US$1.2b

NasdaqGS:OCFC

US$1.1b

Price History & Performance

Recent News & Updates

Executive VP notifies of intention to sell stock

First quarter 2024 earnings released: EPS: US$1.56 (vs US$1.41 in 1Q 2023)

First quarter dividend of US$0.41 announced

Republic Bancorp, Inc. Declares Quarterly Cash Dividend of Class A Common Stock, Class B Common Stock, Payable October 18, 2024

Investor sentiment improves as stock rises 18%

Upcoming dividend of US$0.41 per share

Recent updates

Executive VP notifies of intention to sell stock

First quarter 2024 earnings released: EPS: US$1.56 (vs US$1.41 in 1Q 2023)

First quarter dividend of US$0.41 announced

Republic Bancorp, Inc. Declares Quarterly Cash Dividend of Class A Common Stock, Class B Common Stock, Payable October 18, 2024

Investor sentiment improves as stock rises 18%

Upcoming dividend of US$0.41 per share

First quarter dividend of US$0.41 announced

Republic Bancorp, Inc. Declares Quarterly Cash Dividend of Class A Common Stock, Class B Common Stock, Payable July 19, 2024

Republic Bancorp, Inc. Elects Yoania Cannon as Director Nominee to the Board

First quarter 2024 earnings released: EPS: US$1.58 (vs US$1.41 in 1Q 2023)

Republic Bancorp, Inc., Annual General Meeting, Apr 25, 2024

Full year 2023 earnings released: EPS: US$4.57 (vs US$4.55 in FY 2022)

Upcoming dividend of US$0.41 per share

Fourth quarter dividend increased to US$0.41

Full year 2023 earnings released: EPS: US$4.65 (vs US$4.55 in FY 2022)

Republic Bancorp, Inc. Increases Quarterly Cash Dividend of Class A Common Stock, Class B Common Stock, Payable April 19, 2024

Director exercised options and sold US$1.8m worth of stock

Upcoming dividend of US$0.37 per share at 3.1% yield

Insider recently sold US$255k worth of stock

Republic Bancorp, Inc. Declares Common Stock Dividends, Payable on January 19, 2024

Third quarter 2023 earnings: EPS exceeds analyst expectations

Republic Bancorp, Inc. to Report Q3, 2023 Results on Oct 20, 2023

Republic Bancorp, Inc. to Report Q3, 2023 Results on Oct 20, 2023

Upcoming dividend of US$0.37 per share at 3.4% yield

Republic Bancorp, Inc. Declares Common Stock Dividends, Payable on October 20, 2023

Second quarter 2023 earnings: Revenues exceed analysts expectations while EPS lags behind

Upcoming dividend of US$0.37 per share at 3.1% yield

Republic Bancorp, Inc. Declares Common Stock Dividends, Payable July 21, 2023

First quarter 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.37 per share at 3.5% yield

Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Consensus revenue estimates increase by 10%

Industry Analysts Just Upgraded Their Republic Bancorp, Inc. (NASDAQ:RBCA.A) Revenue Forecasts By 10%

Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Republic Bancorp, Inc. Declares Quarterly Dividend on Class A Common Stock and Class B Common Stock, Payable April 21, 2023

Full year 2022 earnings: EPS and revenues exceed analyst expectations

Upcoming dividend of US$0.34 per share

Craig Greenberg to Resign from Republic Bancorp, Inc. and Republic Bank & Trust Company Board of Directors and All Committees

Republic Bancorp, Inc. Declares Cash Dividend, Payable on January 20, 2023

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

Price target decreased to US$48.25

Upcoming dividend of US$0.34 per share

Second quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

Republic Bancorp, Inc. Declares Common Stock Dividends, Payable October 21, 2022

Republic Bancorp, Inc. and Republic Bank & Trust Company Appoint Jennifer N. Green and Timothy S. Huval to Board

Upcoming dividend of US$0.34 per share

Republic Bancorp, Inc. Declares Cash Dividend on Class A Common Stock and Class B Common Stock, Payable July 15, 2021

First quarter 2022 earnings: EPS exceeds analyst expectations while revenues lag behind

First quarter 2022 earnings: Revenues miss analyst expectations

Consensus forecasts updated

Price target decreased to US$54.00

Upcoming dividend of US$0.34 per share

Full year 2021 earnings: EPS and revenues exceed analyst expectations

Full year 2021 earnings: EPS and revenues exceed analyst expectations

Republic Bancorp (NASDAQ:RBCA.A) Will Pay A Larger Dividend Than Last Year At US$0.34

Should You Be Adding Republic Bancorp (NASDAQ:RBCA.A) To Your Watchlist Today?

Consensus forecasts updated

Upcoming dividend of US$0.31 per share

Third quarter 2021 earnings released: EPS US$0.89 (vs US$0.97 in 3Q 2020)