Republic Bancorp, Inc.

NasdaqGS:RBCA.A Stock Report

Market Cap: US$1.4b

Republic Bancorp Past Earnings Performance

Past criteria checks 5/6

Republic Bancorp has been growing earnings at an average annual rate of 2.9%, while the Banks industry saw earnings growing at 7.1% annually. Revenues have been growing at an average rate of 2.9% per year. Republic Bancorp's return on equity is 10.4%, and it has net margins of 31.4%.

Key information

2.9%

Earnings growth rate

4.6%

EPS growth rate

Banks Industry Growth11.2%
Revenue growth rate2.9%
Return on equity10.4%
Net Margin31.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Republic Bancorp (NASDAQ:RBCA.A) Ticks All The Boxes When It Comes To Earnings Growth

Dec 19
Republic Bancorp (NASDAQ:RBCA.A) Ticks All The Boxes When It Comes To Earnings Growth

Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Feb 19
Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Industry Analysts Just Upgraded Their Republic Bancorp, Inc. (NASDAQ:RBCA.A) Revenue Forecasts By 10%

Feb 02
Industry Analysts Just Upgraded Their Republic Bancorp, Inc. (NASDAQ:RBCA.A) Revenue Forecasts By 10%

Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Feb 01
Republic Bancorp (NASDAQ:RBCA.A) Is Increasing Its Dividend To $0.374

Republic Bancorp (NASDAQ:RBCA.A) Will Pay A Larger Dividend Than Last Year At US$0.34

Jan 30
Republic Bancorp (NASDAQ:RBCA.A) Will Pay A Larger Dividend Than Last Year At US$0.34

Should You Be Adding Republic Bancorp (NASDAQ:RBCA.A) To Your Watchlist Today?

Jan 24
Should You Be Adding Republic Bancorp (NASDAQ:RBCA.A) To Your Watchlist Today?

Here's Why Shareholders May Consider Paying Republic Bancorp, Inc.'s (NASDAQ:RBCA.A) CEO A Little More

Apr 16
Here's Why Shareholders May Consider Paying Republic Bancorp, Inc.'s (NASDAQ:RBCA.A) CEO A Little More

There's A Lot To Like About Republic Bancorp's (NASDAQ:RBCA.A) Upcoming US$0.31 Dividend

Mar 13
There's A Lot To Like About Republic Bancorp's (NASDAQ:RBCA.A) Upcoming US$0.31 Dividend

Why Dividend Hunters Love Republic Bancorp, Inc. (NASDAQ:RBCA.A)

Mar 08
Why Dividend Hunters Love Republic Bancorp, Inc. (NASDAQ:RBCA.A)

How Many Republic Bancorp, Inc. (NASDAQ:RBCA.A) Shares Did Insiders Buy, In The Last Year?

Feb 08
How Many Republic Bancorp, Inc. (NASDAQ:RBCA.A) Shares Did Insiders Buy, In The Last Year?

Here's What Republic Bancorp, Inc.'s (NASDAQ:RBCA.A) Shareholder Ownership Structure Looks Like

Jan 11
Here's What Republic Bancorp, Inc.'s (NASDAQ:RBCA.A) Shareholder Ownership Structure Looks Like

Here's What We Like About Republic Bancorp's (NASDAQ:RBCA.A) Upcoming Dividend

Dec 14
Here's What We Like About Republic Bancorp's (NASDAQ:RBCA.A) Upcoming Dividend

Did You Participate In Any Of Republic Bancorp's (NASDAQ:RBCA.A) Respectable 70% Return?

Dec 09
Did You Participate In Any Of Republic Bancorp's (NASDAQ:RBCA.A) Respectable 70% Return?

Revenue & Expenses Breakdown

How Republic Bancorp makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NasdaqGS:RBCA.A Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 243241021700
30 Jun 24317971700
31 Mar 24312931710
31 Dec 23311901710
30 Sep 23309891690
30 Jun 23305881670
31 Mar 23295911650
31 Dec 22286911640
30 Sep 22284901650
30 Jun 22282901640
31 Mar 22293901630
31 Dec 21294881620
30 Sep 213261041670
30 Jun 213211011660
31 Mar 21310951620
31 Dec 20288831570
30 Sep 20264751490
30 Jun 20263761480
31 Mar 20262761490
31 Dec 19285921460
30 Sep 19271831460
30 Jun 19266821440
31 Mar 19262801410
31 Dec 18258781400
30 Sep 18253651400
30 Jun 18246591360
31 Mar 18237531320
31 Dec 17228461280
30 Sep 17220511220
30 Jun 17215501190
31 Mar 17209481150
31 Dec 16199461100
30 Sep 16190431040
30 Jun 16179391000
31 Mar 1617439960
31 Dec 1516635940
30 Sep 1516333950
30 Jun 1515933930
31 Mar 1515631920
31 Dec 1415229910
30 Sep 1415025920
30 Jun 1415024920
31 Mar 1415324950
31 Dec 1315525970

Quality Earnings: RBCA.A has high quality earnings.

Growing Profit Margin: RBCA.A's current net profit margins (31.4%) are higher than last year (28.9%).


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: RBCA.A's earnings have grown by 2.9% per year over the past 5 years.

Accelerating Growth: RBCA.A's earnings growth over the past year (14.3%) exceeds its 5-year average (2.9% per year).

Earnings vs Industry: RBCA.A earnings growth over the past year (14.3%) exceeded the Banks industry -11.8%.


Return on Equity

High ROE: RBCA.A's Return on Equity (10.4%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/20 01:08
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Republic Bancorp, Inc. is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Benjamin GerlingerHovde Group, LLC
Brendan NosalHovde Group, LLC
Brendan NosalPiper Sandler Companies