Should Strong Q3 Results and Insider Buying at Peoples Bancorp (PEBO) Prompt Investor Reassessment?

• In the past week, Peoples Bancorp reported strong Q3 2025 earnings with robust loan growth and higher net interest income, accompanied by Director Glenn Hogan purchasing 1,000 shares of the company’s stock.
• This insider purchase, coinciding with operational highlights, signals management’s positive outlook even as investment securities losses and increased criticized loans raise questions about credit quality.
• We'll examine how this combination of strong performance and insider buying activity informs Peoples Bancorp’s investment narrative and long-term prospects.

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Peoples Bancorp Investment Narrative Recap

To own Peoples Bancorp stock, an investor must believe in the ability of a community-focused regional bank to drive sustainable earnings growth through core lending and stable deposit relationships, even as credit quality concerns persist. The recent report of strong Q3 2025 earnings and a director’s insider purchase adds confidence to the growth narrative, but does not significantly change the short-term risks tied to rising criticized loans and net charge-offs.

Among recent developments, the company reported net charge-offs of US$6.83 million for Q3 2025, an increase from the prior year. This is especially relevant given ongoing questions about loan portfolio quality, and will likely remain top-of-mind for shareholders focused on the balance between earnings growth and credit risk.

Yet, even with robust lending and positive management signals, the uptick in criticized and classified loans means investors should be aware of...

Read the full narrative on Peoples Bancorp (it's free!)

Peoples Bancorp is expected to reach $393.5 million in revenue and $134.1 million in earnings by 2028. This forecast assumes a 10.8% annual decline in revenue and a $30.9 million earnings increase from current earnings of $103.2 million.

Uncover how Peoples Bancorp's forecasts yield a $34.17 fair value, a 20% upside to its current price.

Exploring Other Perspectives

Six members of the Simply Wall St Community assigned fair value estimates for Peoples Bancorp ranging from US$24.00 to US$79.41 per share. While some see strong upside, the persistent increase in net charge-offs highlights why market opinions on future performance diverge so widely.

Explore 6 other fair value estimates on Peoples Bancorp - why the stock might be worth 16% less than the current price!

Build Your Own Peoples Bancorp Narrative

Disagree with existing narratives? Create your own in under 3 minutes - extraordinary investment returns rarely come from following the herd.

• A great starting point for your Peoples Bancorp research is our analysis highlighting 4 key rewards that could impact your investment decision.
• Our free Peoples Bancorp research report provides a comprehensive fundamental analysis summarized in a single visual - the Snowflake - making it easy to evaluate Peoples Bancorp's overall financial health at a glance.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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