PB Bankshares Past Earnings Performance
Past criteria checks 2/6
PB Bankshares has been growing earnings at an average annual rate of 55.1%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 21.7% per year. PB Bankshares's return on equity is 3.9%, and it has net margins of 15%.
Key information
55.1%
Earnings growth rate
62.8%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 21.7% |
| Return on equity | 3.9% |
| Net Margin | 15.0% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Revenue & Expenses BreakdownBeta
How PB Bankshares makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 12 | 2 | 8 | 0 |
| 31 Dec 23 | 12 | 2 | 8 | 0 |
| 30 Sep 23 | 13 | 3 | 8 | 0 |
| 30 Jun 23 | 13 | 3 | 8 | 0 |
| 31 Mar 23 | 12 | 2 | 8 | 0 |
| 31 Dec 22 | 11 | 2 | 7 | 0 |
| 30 Sep 22 | 10 | 1 | 7 | 0 |
| 30 Jun 22 | 9 | 1 | 7 | 0 |
| 31 Mar 22 | 9 | 1 | 7 | 0 |
| 31 Dec 21 | 8 | 1 | 6 | 0 |
| 30 Sep 21 | 8 | 0 | 7 | 0 |
| 30 Jun 21 | 7 | 0 | 7 | 0 |
| 31 Mar 21 | 7 | 0 | 6 | 0 |
| 31 Dec 20 | 7 | 0 | 6 | 0 |
| 31 Dec 19 | 7 | 1 | 5 | 0 |
Quality Earnings: PBBK has high quality earnings.
Growing Profit Margin: PBBK's current net profit margins (15%) are lower than last year (19.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: PBBK's earnings have grown significantly by 55.1% per year over the past 5 years.
Accelerating Growth: PBBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: PBBK had negative earnings growth (-19.8%) over the past year, making it difficult to compare to the Banks industry average (-12.4%).
Return on Equity
High ROE: PBBK's Return on Equity (3.9%) is considered low.