Oak Valley Bancorp

NasdaqCM:OVLY Stock Report

Market Cap: US$276.9m

Oak Valley Bancorp Management

Management criteria checks 4/4

Oak Valley Bancorp's CEO is Rick McCarty, appointed in Jan 2022, has a tenure of 4.5 years. total yearly compensation is $855.86K, comprised of 53.3% salary and 46.7% bonuses, including company stock and options. directly owns 0.74% of the company’s shares, worth $2.04M. The average tenure of the management team and the board of directors is 7.5 years and 12.7 years respectively.

Key information

Rick McCarty

Chief executive officer

US$855.9k

Total compensation

CEO salary percentage53.34%
CEO tenure4.5yrs
CEO ownership0.7%
Management average tenure7.5yrs
Board average tenure12.7yrs

Recent management updates

Recent updates

Seeking Alpha May 29

Oak Valley Bancorp: Higher Provisions Are No Reason For Concern

Summary Oak Valley Bancorp delivered robust Q1 results, with net interest income rising over 5% despite higher expenses and provisions. OVLY maintains a highly liquid balance sheet, with over 40% of deposits in cash and securities, supporting financial resilience. Loans past due increased to $4.8 million, mainly in non-owner-occupied commercial real estate, but existing provisions and collateral mitigate risk. Book value stands at $24.5/share; I expect full-year earnings of $2.6–$2.65/share and continue to monitor for a potential long position. Read the full article on Seeking Alpha
Analysis Article Jan 29

Oak Valley Bancorp (NASDAQ:OVLY) Has Announced That It Will Be Increasing Its Dividend To $0.375

The board of Oak Valley Bancorp ( NASDAQ:OVLY ) has announced that it will be paying its dividend of $0.375 on the 13th...
Analysis Article Jan 31

Oak Valley Bancorp (NASDAQ:OVLY) Will Pay A Larger Dividend Than Last Year At $0.30

The board of Oak Valley Bancorp ( NASDAQ:OVLY ) has announced that it will be paying its dividend of $0.30 on the 14th...
Analysis Article Jul 27

Oak Valley Bancorp's (NASDAQ:OVLY) Upcoming Dividend Will Be Larger Than Last Year's

Oak Valley Bancorp ( NASDAQ:OVLY ) will increase its dividend from last year's comparable payment on the 11th of August...
Analysis Article Jul 25

Here's Why Oak Valley Bancorp (NASDAQ:OVLY) Has Caught The Eye Of Investors

The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...
Analysis Article Jan 26

Oak Valley Bancorp's (NASDAQ:OVLY) Dividend Will Be Increased To $0.16

The board of Oak Valley Bancorp ( NASDAQ:OVLY ) has announced that it will be paying its dividend of $0.16 on the 10th...
Analysis Article Jul 26

Oak Valley Bancorp (NASDAQ:OVLY) Will Pay A Larger Dividend Than Last Year At $0.15

Oak Valley Bancorp ( NASDAQ:OVLY ) will increase its dividend on the 12th of August to $0.15, which is 3.4% higher than...
Seeking Alpha Jul 21

Oak Valley Bancorp declares $0.15 dividend

Oak Valley Bancorp (NASDAQ:OVLY) declares $0.15/share quarterly dividend, in line with previous. Forward yield 3.44% Payable Aug. 12; for shareholders of record Aug. 1; ex-div July 29. See OVLY Dividend Scorecard, Yield Chart, & Dividend Growth.
Analysis Article Jan 27

Oak Valley Bancorp (NASDAQ:OVLY) Is Increasing Its Dividend To US$0.15

The board of Oak Valley Bancorp ( NASDAQ:OVLY ) has announced that it will be increasing its dividend on the 11th of...
Analysis Article Jul 25

Oak Valley Bancorp (NASDAQ:OVLY) Has Affirmed Its Dividend Of US$0.14

Oak Valley Bancorp ( NASDAQ:OVLY ) has announced that it will pay a dividend of US$0.14 per share on the 13th of...
Analysis Article Jun 09

It's Unlikely That The CEO Of Oak Valley Bancorp (NASDAQ:OVLY) Will See A Huge Pay Rise This Year

As many shareholders of Oak Valley Bancorp ( NASDAQ:OVLY ) will be aware, they have not made a gain on their investment...
Analysis Article Apr 12

Does Oak Valley Bancorp (NASDAQ:OVLY) Deserve A Spot On Your Watchlist?

Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...
Analysis Article Mar 22

Oak Valley Bancorp's (NASDAQ:OVLY) Attractive Combination: Does It Earn A Place In Your Dividend Portfolio?

Today we'll take a closer look at Oak Valley Bancorp ( NASDAQ:OVLY ) from a dividend investor's perspective. Owning a...
Analysis Article Mar 01

What Kind Of Investors Own Most Of Oak Valley Bancorp (NASDAQ:OVLY)?

The big shareholder groups in Oak Valley Bancorp ( NASDAQ:OVLY ) have power over the company. Insiders often own a...
Analysis Article Feb 01

Insider Buying: The Oak Valley Bancorp (NASDAQ:OVLY) Independent Director Just Bought 9.5% More Shares

Investors who take an interest in Oak Valley Bancorp ( NASDAQ:OVLY ) should definitely note that the Independent...
Analysis Article Jan 25

Oak Valley Bancorp (NASDAQ:OVLY) Could Be A Buy For Its Upcoming Dividend

It looks like Oak Valley Bancorp ( NASDAQ:OVLY ) is about to go ex-dividend in the next 3 days. Investors can purchase...
Analysis Article Dec 28

Should Oak Valley Bancorp (NASDAQ:OVLY) Be Disappointed With Their 68% Profit?

When you buy and hold a stock for the long term, you definitely want it to provide a positive return. Furthermore...
Analysis Article Dec 07

How Should Investors React To Oak Valley Bancorp's (NASDAQ:OVLY) CEO Pay?

Chris Courtney became the CEO of Oak Valley Bancorp ( NASDAQ:OVLY ) in 2013, and we think it's a good time to look at...

CEO Compensation Analysis

How has Rick McCarty's remuneration changed compared to Oak Valley Bancorp's earnings?
DateTotal CompensationSalaryCompany Earnings
Mar 31 2026n/an/a

US$24m

Dec 31 2025US$856kUS$457k

US$24m

Sep 30 2025n/an/a

US$24m

Jun 30 2025n/an/a

US$24m

Mar 31 2025n/an/a

US$25m

Dec 31 2024US$786kUS$445k

US$25m

Sep 30 2024n/an/a

US$25m

Jun 30 2024n/an/a

US$25m

Mar 31 2024n/an/a

US$27m

Dec 31 2023US$706kUS$396k

US$31m

Sep 30 2023n/an/a

US$34m

Jun 30 2023n/an/a

US$34m

Mar 31 2023n/an/a

US$30m

Dec 31 2022US$613kUS$347k

US$23m

Sep 30 2022n/an/a

US$17m

Jun 30 2022n/an/a

US$15m

Mar 31 2022n/an/a

US$14m

Dec 31 2021US$639kUS$315k

US$16m

Sep 30 2021n/an/a

US$18m

Jun 30 2021n/an/a

US$17m

Mar 31 2021n/an/a

US$15m

Dec 31 2020US$553kUS$269k

US$14m

Sep 30 2020n/an/a

US$12m

Jun 30 2020n/an/a

US$12m

Mar 31 2020n/an/a

US$12m

Dec 31 2019US$528kUS$249k

US$12m

Compensation vs Market: Rick's total compensation ($USD855.86K) is below average for companies of similar size in the US market ($USD1.63M).

Compensation vs Earnings: Rick's compensation has been consistent with company performance over the past year.


CEO

Rick McCarty (55 yo)

4.5yrs
Tenure
US$855,861
Compensation

Mr. Richard A. McCarty, also known as Rick, serves as President of Oak Valley Bancorp and Oak Valley Community Bank since January 01, 2022 and serves as their Director since June 18, 2024. He had been Seni...


Leadership Team

NamePositionTenureCompensationOwnership
Richard McCarty
President4.5yrsUS$855.86k0.74%
$ 2.0m
Michael Rodrigues
Executive VP & Chief Credit Officer20.5yrsUS$566.12k0.92%
$ 2.6m
Jeffrey Gall
Executive VP10.5yrsUS$421.24k0.48%
$ 1.3m
Russell Stahl
Executive VP of Information Technology & Chief Information Officer9.5yrsno data0.49%
$ 1.4m
Bill Nunes
EVP & Chief Marketing Officerno datano data0.19%
$ 525.7k
Theresa Roland
Executive VP & Chief Human Resource Officer2.5yrsno data0.14%
$ 388.6k
Gary Stephens
Executive Vice President of Commercial Banking Group7.5yrsUS$470.34k0.45%
$ 1.3m
Kimberly Booke
Executive VP & Chief Risk Officer2.5yrsno data0.23%
$ 639.4k
Peter Brown
Senior Vice President of Commercial Bankingno datano datano data
Julie DeHart
Executive Vice President of Retail Banking Group9.5yrsno data0.27%
$ 736.0k
Catherine Ghan
Executive Vice President of Commercial Real Estate Group5.5yrsno data0.50%
$ 1.4m
Linda Spinelli
Senior Vice President of Central Operationsno datano datano data
7.5yrs
Average Tenure
55yo
Average Age

Experienced Management: OVLY's management team is seasoned and experienced (7.5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Richard McCarty
President2.1yrsUS$855.86k0.74%
$ 2.0m
Christopher Courtney
Director22.5yrsUS$1.07m2.95%
$ 8.2m
James Gilbert
Independent Director18.5yrsUS$73.12k1.44%
$ 4.0m
H. Holder
Independent Director10.5yrsUS$85.02k1.85%
$ 5.1m
Gary Strong
Independent Directorno dataUS$78.99k0.16%
$ 429.8k
Donald Barton
Independent Director18.5yrsUS$79.97k0.37%
$ 1.0m
Daniel Leonard
Independent Chairman of the Board14.5yrsUS$73.03k0.76%
$ 2.1m
Janet Pelton
Independent Vice Chairman of the Board13.1yrsUS$83.07k0.79%
$ 2.2m
Terrance Withrow
Independent Director12.7yrsUS$78.59k0.39%
$ 1.1m
Allison Lafferty
Independent Director8.8yrsUS$73.82k0.11%
$ 291.0k
Lynn Dickerson
Independent Director5.5yrsUS$83.06k0.30%
$ 836.8k
Erich Haidlen
Director1.1yrsUS$42.00k0.28%
$ 768.1k
12.7yrs
Average Tenure
67yo
Average Age

Experienced Board: OVLY's board of directors are seasoned and experienced ( 12.7 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/10 04:37
End of Day Share Price 2026/07/10 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Oak Valley Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.