OptimumBank Holdings Past Earnings Performance
Past criteria checks 5/6
OptimumBank Holdings has been growing earnings at an average annual rate of 55.3%, while the Banks industry saw earnings growing at 9.7% annually. Revenues have been growing at an average rate of 42.1% per year. OptimumBank Holdings's return on equity is 9%, and it has net margins of 27.2%.
Key information
55.3%
Earnings growth rate
43.7%
EPS growth rate
| Banks Industry Growth | 11.2% |
| Revenue growth rate | 42.1% |
| Return on equity | 9.0% |
| Net Margin | 27.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Does OptimumBank Holdings (NASDAQ:OPHC) Deserve A Spot On Your Watchlist?
Dec 19
Should You Be Adding OptimumBank Holdings (NASDAQ:OPHC) To Your Watchlist Today?
Aug 12OptimumBank reports Q2 results
Aug 09OptimumBank expects $1.3M fee income from PPP loans
May 26OptimumBank Holdings, Inc.'s (NASDAQ:OPHC) CEO Compensation Looks Acceptable To Us And Here's Why
May 19A Quick Analysis On OptimumBank Holdings' (NASDAQ:OPHC) CEO Compensation
Dec 29Revenue & Expenses BreakdownBeta
How OptimumBank Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 23 | 6 | 12 | 0 |
| 30 Sep 23 | 21 | 5 | 11 | 0 |
| 30 Jun 23 | 19 | 5 | 10 | 0 |
| 31 Mar 23 | 17 | 4 | 9 | 0 |
| 31 Dec 22 | 15 | 4 | 8 | 0 |
| 30 Sep 22 | 14 | 7 | 8 | 0 |
| 30 Jun 22 | 13 | 7 | 7 | 0 |
| 31 Mar 22 | 12 | 7 | 7 | 0 |
| 31 Dec 21 | 10 | 6 | 6 | 0 |
| 30 Sep 21 | 8 | 2 | 5 | 0 |
| 30 Jun 21 | 7 | 1 | 5 | 0 |
| 31 Mar 21 | 5 | 0 | 4 | 0 |
| 31 Dec 20 | 4 | -1 | 4 | 0 |
| 30 Sep 20 | 3 | -1 | 4 | 0 |
| 30 Jun 20 | 3 | -1 | 4 | 0 |
| 31 Mar 20 | 3 | -1 | 4 | 0 |
| 31 Dec 19 | 3 | -1 | 4 | 0 |
| 30 Sep 19 | 3 | -1 | 4 | 0 |
| 30 Jun 19 | 3 | -1 | 4 | 0 |
| 31 Mar 19 | 5 | 1 | 3 | 0 |
| 31 Dec 18 | 5 | 1 | 3 | 0 |
| 30 Sep 18 | 5 | 1 | 3 | 0 |
| 30 Jun 18 | 6 | 1 | 3 | 0 |
| 31 Mar 18 | 3 | -1 | 3 | 0 |
| 31 Dec 17 | 4 | -1 | 3 | 0 |
| 30 Sep 17 | 3 | -1 | 3 | 0 |
| 30 Jun 17 | 3 | -1 | 3 | 0 |
| 31 Mar 17 | 4 | 0 | 3 | 0 |
| 31 Dec 16 | 4 | 0 | 3 | 0 |
| 30 Sep 16 | 4 | 0 | 3 | 0 |
| 30 Jun 16 | 4 | 0 | 3 | 0 |
| 31 Mar 16 | 4 | 0 | 3 | 0 |
| 31 Dec 15 | 4 | 0 | 3 | 0 |
| 30 Sep 15 | 4 | 0 | 4 | 0 |
| 30 Jun 15 | 4 | 0 | 4 | 0 |
| 31 Mar 15 | 5 | 1 | 4 | 0 |
| 31 Dec 14 | 5 | 2 | 4 | 0 |
| 30 Sep 14 | 5 | -1 | 4 | 0 |
| 30 Jun 14 | 5 | -1 | 4 | 0 |
| 31 Mar 14 | 3 | -5 | 4 | 0 |
| 31 Dec 13 | 1 | -7 | 4 | 0 |
| 30 Sep 13 | -1 | -7 | 4 | 0 |
| 30 Jun 13 | -1 | -8 | 4 | 0 |
Quality Earnings: OPHC has high quality earnings.
Growing Profit Margin: OPHC's current net profit margins (27.2%) are higher than last year (26.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OPHC's earnings have grown significantly by 55.3% per year over the past 5 years.
Accelerating Growth: OPHC's earnings growth over the past year (56.2%) exceeds its 5-year average (55.3% per year).
Earnings vs Industry: OPHC earnings growth over the past year (56.2%) exceeded the Banks industry -12.4%.
Return on Equity
High ROE: OPHC's Return on Equity (9%) is considered low.