Old National Bancorp Balance Sheet Health
Financial Health criteria checks 5/6
Old National Bancorp has total assets of $53.6B and total equity of $6.4B. Total deposits are $40.8B, and total loans are $36.0B earning a Net Interest Margin of 3.5%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are $1.4B.
Key information
8.4x
Asset to equity ratio
3.5%
Net interest margin
| Total deposits | US$40.85b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$1.36b |
Recent financial health updates
No updates
Recent updates
Old National Bancorp (NASDAQ:ONB) Has Announced A Dividend Of $0.14
Nov 25
Old National Bancorp: Upgrading To Buy, Earnings Likely To Rebound Soon
Oct 09Old National Bancorp (NASDAQ:ONB) Is Due To Pay A Dividend Of $0.14
Aug 25Old National Bancorp: Upcoming Earnings Recovery Appears Priced-In
Jul 16We Think Old National Bancorp's (NASDAQ:ONB) CEO Compensation Package Needs To Be Put Under A Microscope
May 10Old National Bancorp: Net Interest Income May Have Bottomed Out
Apr 25Do Old National Bancorp's (NASDAQ:ONB) Earnings Warrant Your Attention?
Dec 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ONB's Assets to Equity ratio (8.4x) is low.
Allowance for Bad Loans: ONB has a low allowance for bad loans (86%).
Low Risk Liabilities: 86% of ONB's liabilities are made up of primarily low risk sources of funding.
Loan Level: ONB has an appropriate level of Loans to Assets ratio (67%).
Low Risk Deposits: ONB's Loans to Deposits ratio (88%) is appropriate.
Level of Bad Loans: ONB has an appropriate level of bad loans (1.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 05:29 |
| End of Day Share Price | 2024/12/23 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Old National Bancorp is covered by 26 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Bryce Rowe | Baird |
| Jared Shaw | Barclays |
| James Beury | Boenning & Scattergood, Inc. |