National Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
National Bankshares has total assets of $1.7B and total equity of $140.5M. Total deposits are $1.5B, and total loans are $847.6M. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $86.6M.
Key information
11.8x
Asset to equity ratio
2.4%
Net interest margin
Total deposits | US$1.50b |
Loan to deposit ratio | Appropriate |
Bad loans | 0.3% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | US$86.60m |
Recent financial health updates
No updates
Recent updates
National Bankshares' (NASDAQ:NKSH) Upcoming Dividend Will Be Larger Than Last Year's
Nov 13National Bankshares (NASDAQ:NKSH) Is Increasing Its Dividend To US$0.72
May 15Shareholders May Not Be So Generous With National Bankshares, Inc.'s (NASDAQ:NKSH) CEO Compensation And Here's Why
May 05Here's What You Should Know About National Bankshares, Inc.'s (NASDAQ:NKSH) 3.8% Dividend Yield
Apr 05Need To Know: National Bankshares, Inc. (NASDAQ:NKSH) Insiders Have Been Buying Shares
Feb 09Reflecting on National Bankshares' (NASDAQ:NKSH) Share Price Returns Over The Last Year
Dec 28Do Institutions Own National Bankshares, Inc. (NASDAQ:NKSH) Shares?
Dec 07National Bankshares reports Q4 results
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NKSH's Assets to Equity ratio (11.8x) is moderate.
Allowance for Bad Loans: NKSH has a sufficient allowance for bad loans (346%).
Low Risk Liabilities: 99% of NKSH's liabilities are made up of primarily low risk sources of funding.
Loan Level: NKSH has an appropriate level of Loans to Assets ratio (51%).
Low Risk Deposits: NKSH's Loans to Deposits ratio (56%) is appropriate.
Level of Bad Loans: NKSH has an appropriate level of bad loans (0.3%).