National Bankshares Balance Sheet Health
Financial Health criteria checks 6/6
National Bankshares has total assets of $1.8B and total equity of $167.8M. Total deposits are $1.6B, and total loans are $991.3M. It earns a Net Interest Margin of 2.4%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $49.8M.
Key information
10.6x
Asset to equity ratio
2.4%
Net interest margin
| Total deposits | US$1.60b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.77m |
Recent financial health updates
No updates
Recent updates
National Bankshares' (NASDAQ:NKSH) Dividend Will Be $0.78
Nov 19
National Bankshares' (NASDAQ:NKSH) Upcoming Dividend Will Be Larger Than Last Year's
Nov 13National Bankshares (NASDAQ:NKSH) Is Increasing Its Dividend To US$0.72
May 15Shareholders May Not Be So Generous With National Bankshares, Inc.'s (NASDAQ:NKSH) CEO Compensation And Here's Why
May 05Here's What You Should Know About National Bankshares, Inc.'s (NASDAQ:NKSH) 3.8% Dividend Yield
Apr 05Need To Know: National Bankshares, Inc. (NASDAQ:NKSH) Insiders Have Been Buying Shares
Feb 09Reflecting on National Bankshares' (NASDAQ:NKSH) Share Price Returns Over The Last Year
Dec 28
Do Institutions Own National Bankshares, Inc. (NASDAQ:NKSH) Shares?
Dec 07National Bankshares reports Q4 results
Dec 02Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: NKSH's Assets to Equity ratio (10.6x) is moderate.
Allowance for Bad Loans: NKSH has a sufficient allowance for bad loans (452%).
Low Risk Liabilities: 99% of NKSH's liabilities are made up of primarily low risk sources of funding.
Loan Level: NKSH has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: NKSH's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: NKSH has an appropriate level of bad loans (0.2%).