This company has been acquired
Malvern Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
Malvern Bancorp has total assets of $996.3M and total equity of $147.9M. Total deposits are $740.2M, and total loans are $786.0M. It earns a Net Interest Margin of 3%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $36.9M.
Key information
6.7x
Asset to equity ratio
3.0%
Net interest margin
| Total deposits | US$740.18m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$36.87m |
Recent financial health updates
Recent updates
Malvern Federal Bancorp GAAP EPS of $0.24 beats by $0.01, revenue of $7.77M beats by $0.56M
Aug 08Malvern Federal Bancorp EPS beats by $0.11, beats on revenue
May 10Are Institutions Heavily Invested In Malvern Bancorp, Inc.'s (NASDAQ:MLVF) Shares?
Dec 18
Malvern Federal Bancorp EPS beats by $0.12, beats on revenue
Nov 09Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MLVF's Assets to Equity ratio (6.7x) is low.
Allowance for Bad Loans: MLVF has a sufficient allowance for bad loans (542%).
Low Risk Liabilities: 87% of MLVF's liabilities are made up of primarily low risk sources of funding.
Loan Level: MLVF has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: MLVF's Loans to Deposits ratio (106%) is appropriate.
Level of Bad Loans: MLVF has an appropriate level of bad loans (0.2%).