Kearny Financial Balance Sheet Health
Financial Health criteria checks 6/6
Kearny Financial has total assets of $7.8B and total equity of $751.5M. Total deposits are $5.5B, and total loans are $5.7B. It earns a Net Interest Margin of 1.9%. It has sufficient allowance for bad loans, which are currently at 0.7% of total loans. Cash and short-term investments are $178.9M.
Key information
10.3x
Asset to equity ratio
1.9%
Net interest margin
| Total deposits | US$5.47b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$178.91m |
Recent financial health updates
No updates
Recent updates
Dividend Dependability Vs. Low-Growth Realities At Kearny Financial
Nov 08Kearny Financial (NASDAQ:KRNY) Has Affirmed Its Dividend Of $0.11
May 05
Kearny Financial (NASDAQ:KRNY) Has Announced A Dividend Of $0.11
Feb 01Kearny Financial (NASDAQ:KRNY) Is Due To Pay A Dividend Of $0.11
Aug 01Kearny Financial (NASDAQ:KRNY) Has Announced A Dividend Of $0.11
Oct 30Kearny Financial Aggressively Buying Back Shares
Sep 30Kearny Financial authorizes 4M repurchase plan and completes 10% buyback
Aug 01Kearny Financial Continuing To Do What It Does Best
Jul 03Kearny Financial's Share Buybacks Improve Dividend Coverage
Mar 16Check Out Kearny Financial With Its Rising Dividends And Aggressive Share Repurchase
Dec 21Kearny Financial Corp.'s (NASDAQ:KRNY) CEO Compensation Looks Acceptable To Us And Here's Why
Oct 22Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KRNY's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: KRNY has a sufficient allowance for bad loans (113%).
Low Risk Liabilities: 78% of KRNY's liabilities are made up of primarily low risk sources of funding.
Loan Level: KRNY has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: KRNY's Loans to Deposits ratio (105%) is appropriate.
Level of Bad Loans: KRNY has an appropriate level of bad loans (0.7%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/15 15:04 |
| End of Day Share Price | 2025/01/14 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Kearny Financial Corp. is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher McGratty | Keefe, Bruyette, & Woods |
| Christopher O'Connell | Keefe, Bruyette, & Woods |
| Brendan Nosal | Piper Sandler Companies |