Kentucky First Federal Bancorp Balance Sheet Health
Financial Health criteria checks 4/6
Kentucky First Federal Bancorp has total assets of $375.7M and total equity of $48.2M. Total deposits are $254.9M, and total loans are $333.2M earning a Net Interest Margin of 2%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are $17.3M.
Key information
7.8x
Asset to equity ratio
2.0%
Net interest margin
| Total deposits | US$254.92m |
| Loan to deposit ratio | High |
| Bad loans | 1.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | US$17.27m |
Recent financial health updates
Recent updates
Shareholders Will Likely Find Kentucky First Federal Bancorp's (NASDAQ:KFFB) CEO Compensation Acceptable
Nov 10
Kentucky First Federal Bancorp (NASDAQ:KFFB) Will Pay A Dividend Of $0.10
Oct 17Kentucky First Federal Bancorp (NASDAQ:KFFB) Is Due To Pay A Dividend Of $0.10
Jul 11Kentucky First Federal Bancorp (NASDAQ:KFFB) Is Paying Out A Dividend Of $0.10
Apr 13Kentucky First Federal Bancorp (NASDAQ:KFFB) Will Pay A Dividend Of $0.10
Oct 09Kentucky First Federal Bancorp declares $0.10 dividend
Oct 05Kentucky First Federal Bancorp GAAP EPS of $0.02, revenue of $2.28M
Sep 01Kentucky First Federal Bancorp declares $0.10 dividend
Jul 08Kentucky First Federal Bancorp reports Q3 results
May 03Are Dividend Investors Making A Mistake With Kentucky First Federal Bancorp (NASDAQ:KFFB)?
Mar 17Kentucky First Federal Bancorp reports Q2 results
Jan 29Why It Might Not Make Sense To Buy Kentucky First Federal Bancorp (NASDAQ:KFFB) For Its Upcoming Dividend
Jan 23
Kentucky First Federal Bancorp declares $0.10 dividend
Jan 08Would Shareholders Who Purchased Kentucky First Federal Bancorp's (NASDAQ:KFFB) Stock Five Years Be Happy With The Share price Today?
Dec 29Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KFFB's Assets to Equity ratio (7.8x) is low.
Allowance for Bad Loans: KFFB has a low allowance for bad loans (48%).
Low Risk Liabilities: 78% of KFFB's liabilities are made up of primarily low risk sources of funding.
Loan Level: KFFB has an appropriate level of Loans to Assets ratio (89%).
Low Risk Deposits: KFFB's Loans to Deposits ratio (131%) is high.
Level of Bad Loans: KFFB has an appropriate level of bad loans (1.3%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/05 08:08 |
| End of Day Share Price | 2025/01/03 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
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Analyst Sources
Kentucky First Federal Bancorp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
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