Investar Holding Balance Sheet Health
Financial Health criteria checks 6/6
Investar Holding has total assets of $2.8B and total equity of $245.5M. Total deposits are $2.3B, and total loans are $2.1B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.2% of total loans. Cash and short-term investments are $101.7M.
Key information
11.4x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$2.29b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$101.66m |
Recent financial health updates
No updates
Recent updates
Investar Holding (NASDAQ:ISTR) Is Increasing Its Dividend To $0.105
Sep 24
Investar Holding Corporation Just Recorded A 104% EPS Beat: Here's What Analysts Are Forecasting Next
Apr 24Investar Holding (NASDAQ:ISTR) Is Due To Pay A Dividend Of $0.10
Dec 24Investar Holding's (NASDAQ:ISTR) Dividend Will Be Increased To $0.10
Jun 27Investar raises quarterly dividend by 5.6%
Sep 22Investar Non-GAAP EPS of $0.62 beats by $0.01, revenue of $28.4M beats by $4.15M
Jul 26Investar unit to sell 2 Texas branches to First Community Bank
Jul 18Investar Holding's (NASDAQ:ISTR) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 27Investar Holding (NASDAQ:ISTR) Is Increasing Its Dividend To US$0.08
Dec 21Here's Why We Think Investar Holding (NASDAQ:ISTR) Is Well Worth Watching
Oct 20Investar Holding's (NASDAQ:ISTR) Dividend Will Be Increased To US$0.08
Sep 19Investar Holding: Long Runway For Growth At An Attractive Price
Aug 04Investar Holding (NASDAQ:ISTR) Is Paying Out A Larger Dividend Than Last Year
Jun 21Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ISTR's Assets to Equity ratio (11.4x) is moderate.
Allowance for Bad Loans: ISTR has a sufficient allowance for bad loans (682%).
Low Risk Liabilities: 89% of ISTR's liabilities are made up of primarily low risk sources of funding.
Loan Level: ISTR has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: ISTR's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: ISTR has an appropriate level of bad loans (0.2%).