Investar Holding Balance Sheet Health
Financial Health criteria checks 6/6
Investar Holding has total assets of $2.8B and total equity of $226.8M. Total deposits are $2.3B, and total loans are $2.2B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $49.3M.
Key information
12.4x
Asset to equity ratio
2.8%
Net interest margin
| Total deposits | US$2.26b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$49.33m |
Recent financial health updates
No updates
Recent updates
Investar Holding (NASDAQ:ISTR) Is Due To Pay A Dividend Of $0.10
Dec 24
Investar Holding's (NASDAQ:ISTR) Dividend Will Be Increased To $0.10
Jun 27Investar raises quarterly dividend by 5.6%
Sep 22Investar Non-GAAP EPS of $0.62 beats by $0.01, revenue of $28.4M beats by $4.15M
Jul 26Investar unit to sell 2 Texas branches to First Community Bank
Jul 18Investar Holding's (NASDAQ:ISTR) Shareholders Will Receive A Bigger Dividend Than Last Year
Jun 27Investar Holding (NASDAQ:ISTR) Is Increasing Its Dividend To US$0.08
Dec 21Here's Why We Think Investar Holding (NASDAQ:ISTR) Is Well Worth Watching
Oct 20Investar Holding's (NASDAQ:ISTR) Dividend Will Be Increased To US$0.08
Sep 19Investar Holding: Long Runway For Growth At An Attractive Price
Aug 04Investar Holding (NASDAQ:ISTR) Is Paying Out A Larger Dividend Than Last Year
Jun 21Key Things To Consider Before Buying Investar Holding Corporation (NASDAQ:ISTR) For Its Dividend
Mar 08Investar Holding's(NASDAQ:ISTR) Share Price Is Down 25% Over The Past Three Years.
Feb 10Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ISTR's Assets to Equity ratio (12.4x) is moderate.
Allowance for Bad Loans: ISTR has a sufficient allowance for bad loans (529%).
Low Risk Liabilities: 87% of ISTR's liabilities are made up of primarily low risk sources of funding.
Loan Level: ISTR has an appropriate level of Loans to Assets ratio (77%).
Low Risk Deposits: ISTR's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: ISTR has an appropriate level of bad loans (0.3%).