Hanmi Financial Balance Sheet Health
Financial Health criteria checks 6/6
Hanmi Financial has total assets of $7.6B and total equity of $701.9M. Total deposits are $6.3B, and total loans are $6.1B. It earns a Net Interest Margin of 3.1%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $308.6M.
Key information
10.8x
Asset to equity ratio
3.1%
Net interest margin
| Total deposits | US$6.28b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$308.57m |
Recent financial health updates
No updates
Recent updates
Hanmi Financial: Over 6% Dividend Yield, Upgrading To Buy
Feb 06Hanmi Financial's (NASDAQ:HAFC) Dividend Will Be $0.25
Nov 02
Hanmi Financial (NASDAQ:HAFC) Will Pay A Dividend Of $0.25
Aug 02Hanmi Financial raises dividend by 13% to $0.25
Jul 28If You Like EPS Growth Then Check Out Hanmi Financial (NASDAQ:HAFC) Before It's Too Late
Jun 12Hanmi Financial: Attractively Valued With A Positive Outlook On Topline Growth
Feb 20Here's Why I Think Hanmi Financial (NASDAQ:HAFC) Is An Interesting Stock
Jan 07Is Hanmi Financial Corporation (NASDAQ:HAFC) The Right Choice For A Smart Dividend Investor?
Mar 24Could The Hanmi Financial Corporation (NASDAQ:HAFC) Ownership Structure Tell Us Something Useful?
Feb 26Hanmi Financial Corporation (NASDAQ:HAFC) Will Pay A US$0.10 Dividend In Four Days
Jan 31
Hanmi Financial Corporation 2020 Q4 - Results - Earnings Call Presentation
Jan 29Hanmi Financial Corporation Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Jan 29Have Insiders Been Buying Hanmi Financial Corporation (NASDAQ:HAFC) Shares This Year?
Jan 18Is Hanmi Financial Corporation (NASDAQ:HAFC) A Risky Dividend Stock?
Dec 14Hanmi Financial declares $0.08 dividend
Nov 05Hanmi Financial Corporation 2020 Q3 - Results - Earnings Call Presentation
Oct 28Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HAFC's Assets to Equity ratio (10.8x) is moderate.
Allowance for Bad Loans: HAFC has a sufficient allowance for bad loans (449%).
Low Risk Liabilities: 91% of HAFC's liabilities are made up of primarily low risk sources of funding.
Loan Level: HAFC has an appropriate level of Loans to Assets ratio (81%).
Low Risk Deposits: HAFC's Loans to Deposits ratio (97%) is appropriate.
Level of Bad Loans: HAFC has an appropriate level of bad loans (0.3%).