GLBZ Stock Overview
Glen Burnie Bancorp operates as the bank holding company for The Bank of Glen Burnie that provides commercial and retail banking services to individuals, associations, partnerships, and corporations.
Glen Burnie Bancorp Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||US$11.39|
|52 Week High||US$14.91|
|52 Week Low||US$10.60|
|1 Month Change||-0.50%|
|3 Month Change||-12.76%|
|1 Year Change||-12.36%|
|3 Year Change||3.57%|
|5 Year Change||8.40%|
|Change since IPO||80.75%|
Recent News & Updates
Glen Burnie Bancorp's (NASDAQ:GLBZ) Dividend Will Be US$0.10
Glen Burnie Bancorp ( NASDAQ:GLBZ ) will pay a dividend of US$0.10 on the 9th of May. The dividend yield will be 3.2...
|GLBZ||US Banks||US Market|
Return vs Industry: GLBZ exceeded the US Banks industry which returned -17.7% over the past year.
Return vs Market: GLBZ exceeded the US Market which returned -18.4% over the past year.
|GLBZ Average Weekly Movement||7.9%|
|Banks Industry Average Movement||3.8%|
|Market Average Movement||8.1%|
|10% most volatile stocks in US Market||16.6%|
|10% least volatile stocks in US Market||3.2%|
Stable Share Price: GLBZ is not significantly more volatile than the rest of US stocks over the past 3 months, typically moving +/- 8% a week.
Volatility Over Time: GLBZ's weekly volatility (8%) has been stable over the past year.
About the Company
Glen Burnie Bancorp operates as the bank holding company for The Bank of Glen Burnie that provides commercial and retail banking services to individuals, associations, partnerships, and corporations. The company accepts various deposits, including savings accounts, money market deposit accounts, demand deposit accounts, NOW checking accounts, and IRA and SEP accounts, as well as certificates of deposit. It also provides residential and commercial real estate, construction, land acquisition and development, and secured and unsecured commercial loans, as well as consumer installment lending, such as indirect automobile lending services; and residential first and second mortgage loans, home equity lines of credit, and commercial mortgage loans.
Glen Burnie Bancorp Fundamentals Summary
|GLBZ fundamental statistics|
Is GLBZ overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|GLBZ income statement (TTM)|
|Cost of Revenue||US$0|
Last Reported Earnings
Mar 31, 2022
Next Earnings Date
|Earnings per share (EPS)||0.75|
|Net Profit Margin||15.89%|
How did GLBZ perform over the long term?See historical performance and comparison
3.5%Current Dividend Yield
Is GLBZ undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score 1/6
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Below Fair Value
Significantly Below Fair Value
Key Valuation Metric
Which metric is best to use when looking at relative valuation for GLBZ?
Other financial metrics that can be useful for relative valuation.
|What is GLBZ's n/a Ratio?|
Price to Earnings Ratio vs Peers
How does GLBZ's PE Ratio compare to its peers?
|GLBZ PE Ratio vs Peers|
|Company||PE||Estimated Growth||Market Cap|
HWIS Home Bancorp Wisconsin
PPAL Peoples Trust Company of St. Albans
EDVR Endeavor Bancorp
APLO Apollo Bancorp
GLBZ Glen Burnie Bancorp
Price-To-Earnings vs Peers: GLBZ is good value based on its Price-To-Earnings Ratio (15.1x) compared to the peer average (26.3x).
Price to Earnings Ratio vs Industry
How does GLBZ's PE Ratio compare vs other companies in the US Banks Industry?
Price-To-Earnings vs Industry: GLBZ is expensive based on its Price-To-Earnings Ratio (15.1x) compared to the US Banks industry average (9.6x)
Price to Earnings Ratio vs Fair Ratio
What is GLBZ's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
|Current PE Ratio||15.1x|
|Fair PE Ratio||n/a|
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate GLBZ's Price-To-Earnings Fair Ratio for valuation analysis.
Share Price vs Fair Value
What is the Fair Price of GLBZ when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: GLBZ ($11.39) is trading above our estimate of fair value ($8.98)
Significantly Below Fair Value: GLBZ is trading above our estimate of fair value.
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate GLBZ's PEG Ratio to determine if it is good value.
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How is Glen Burnie Bancorp forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Future Growth Score0/6
Future Growth Score 0/6
Earnings vs Savings Rate
Earnings vs Market
High Growth Earnings
Revenue vs Market
High Growth Revenue
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Glen Burnie Bancorp has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
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- Examine Glen Burnie Bancorp's financial health to determine how well-positioned it is against times of financial stress by looking at its level of debt over time and how much cash it has left.
How has Glen Burnie Bancorp performed over the past 5 years?
Past Performance Score3/6
Past Performance Score 3/6
Growing Profit Margin
Earnings vs Industry
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: GLBZ has high quality earnings.
Growing Profit Margin: GLBZ's current net profit margins (15.9%) are higher than last year (14.2%).
Past Earnings Growth Analysis
Earnings Trend: GLBZ's earnings have grown by 18.2% per year over the past 5 years.
Accelerating Growth: GLBZ's earnings growth over the past year (8%) is below its 5-year average (18.2% per year).
Earnings vs Industry: GLBZ earnings growth over the past year (8%) underperformed the Banks industry 20.7%.
Return on Equity
High ROE: GLBZ's Return on Equity (7.9%) is considered low.
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How is Glen Burnie Bancorp's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: GLBZ's Assets to Equity ratio (16x) is moderate.
Allowance for Bad Loans: GLBZ has a sufficient allowance for bad loans (1102%).
Low Risk Liabilities: 95% of GLBZ's liabilities are made up of primarily low risk sources of funding.
Loan Level: GLBZ has an appropriate level of Loans to Assets ratio (46%).
Low Risk Deposits: GLBZ's Loans to Deposits ratio (52%) is appropriate.
Level of Bad Loans: GLBZ has an appropriate level of bad loans (0.1%).
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What is Glen Burnie Bancorp current dividend yield, its reliability and sustainability?
Dividend Score 2/6
Future Dividend Coverage
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: GLBZ's dividend (3.51%) is higher than the bottom 25% of dividend payers in the US market (1.57%).
High Dividend: GLBZ's dividend (3.51%) is low compared to the top 25% of dividend payers in the US market (4.24%).
Stability and Growth of Payments
Stable Dividend: GLBZ's dividend payments have been volatile in the past 10 years.
Growing Dividend: GLBZ's dividend payments have not increased over the past 10 years.
Current Payout to Shareholders
Earnings Coverage: With its reasonable payout ratio (53%), GLBZ's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years or that it will be covered by earnings.
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How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
John Long (65 yo)
Mr. John D. Long has been the Chief Executive Officer, President and Director of Glen Burnie Bancorp and The Bank of Glen Burnie since April 01, 2016. Mr. Long served as an Interim Chief Financial Officer...
CEO Compensation Analysis
Compensation vs Market: John's total compensation ($USD401.81K) is below average for companies of similar size in the US market ($USD749.40K).
Compensation vs Earnings: John's compensation has been consistent with company performance over the past year.
Experienced Management: GLBZ's management team is seasoned and experienced (5.6 years average tenure).
Experienced Board: GLBZ's board of directors are seasoned and experienced ( 13.6 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Glen Burnie Bancorp's employee growth, exchange listings and data sources
- Name: Glen Burnie Bancorp
- Ticker: GLBZ
- Exchange: NasdaqCM
- Founded: 1949
- Industry: Regional Banks
- Sector: Banks
- Implied Market Cap: US$32.569m
- Shares outstanding: 2.86m
- Website: https://www.thebankofglenburnie.com
Number of Employees
- Glen Burnie Bancorp
- 101 Crain Highway, S.E.
- Glen Burnie
- United States
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2022/06/26 00:00|
|End of Day Share Price||2022/06/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.