GBNY Stock Overview
Operates as a holding company for Generations Bank that engages in the provision of various banking products and services. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 0/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
My Notes
Capture your thoughts, links and company narrative
Generations Bancorp NY, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$15.25 |
| 52 Week High | US$16.18 |
| 52 Week Low | US$9.38 |
| Beta | 0.45 |
| 1 Month Change | -0.97% |
| 3 Month Change | -3.17% |
| 1 Year Change | 50.39% |
| 3 Year Change | 27.99% |
| 5 Year Change | 45.17% |
| Change since IPO | 52.50% |
Recent News & Updates
Recent updates
Generations Bancorp: Trading Below Liquidation Value And Our Favorite Activist On-Board
Aug 24Here's Why Generations Bancorp NY, Inc.'s (NASDAQ:GBNY) CEO Compensation Is The Least Of Shareholders Concerns
May 14
Generations Bancorp NY names new CFO
Apr 26Do Generations Bancorp NY's (NASDAQ:GBNY) Earnings Warrant Your Attention?
Apr 12Shareholder Returns
| GBNY | US Banks | US Market | |
|---|---|---|---|
| 7D | 0% | 0.8% | 0.6% |
| 1Y | 50.4% | 29.4% | 23.7% |
Return vs Industry: GBNY exceeded the US Banks industry which returned 29.4% over the past year.
Return vs Market: GBNY exceeded the US Market which returned 23.7% over the past year.
Price Volatility
| GBNY volatility | |
|---|---|
| GBNY Average Weekly Movement | 2.3% |
| Banks Industry Average Movement | 5.2% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in US Market | 17.5% |
| 10% least volatile stocks in US Market | 3.1% |
Stable Share Price: GBNY has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: GBNY's weekly volatility has decreased from 10% to 2% over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1870 | 73 | Angela Krezmer | www.mygenbank.com |
Generations Bancorp NY, Inc. operates as a holding company for Generations Bank that engages in the provision of various banking products and services. It accepts various deposit accounts, including demand, NOW, money market, savings, and certificates of deposit accounts. The company also provides one- to four-family residential real estate loans, including home equity loans and lines of credit; consumer loans, such as student, automobile, recreational vehicle, manufactured home, and other consumer loans; and commercial real estate and multi-family, consumer business, residential and commercial construction loans.
Generations Bancorp NY, Inc. Fundamentals Summary
| GBNY fundamental statistics | |
|---|---|
| Market cap | US$34.75m |
| Earnings (TTM) | -US$2.63m |
| Revenue (TTM) | US$9.06m |
1.0x
P/B Ratio3.8x
P/S RatioIs GBNY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GBNY income statement (TTM) | |
|---|---|
| Revenue | US$9.06m |
| Cost of Revenue | US$0 |
| Gross Profit | US$9.06m |
| Other Expenses | US$11.69m |
| Earnings | -US$2.63m |
Last Reported Earnings
Jun 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | -1.16 |
| Gross Margin | 100.00% |
| Net Profit Margin | -29.09% |
| Debt/Equity Ratio | 60.0% |
How did GBNY perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/29 13:29 |
| End of Day Share Price | 2024/12/26 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Generations Bancorp NY, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|