First US Bancshares Balance Sheet Health
Financial Health criteria checks 6/6
First US Bancshares has total assets of $1.1B and total equity of $92.3M. Total deposits are $943.3M, and total loans are $812.5M. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.3% of total loans. Cash and short-term investments are $65.8M.
Key information
11.6x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | US$943.27m |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.3% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$65.77m |
Recent financial health updates
No updates
Recent updates
First US Bancshares (NASDAQ:FUSB) Has Announced A Dividend Of $0.05
Feb 25
First US Bancshares (NASDAQ:FUSB) Is Due To Pay A Dividend Of $0.05
Nov 21First US Bancshares (NASDAQ:FUSB) Is Paying Out A Larger Dividend Than Last Year
Sep 03First US Bancshares (NASDAQ:FUSB) Has Announced That It Will Be Increasing Its Dividend To $0.05
Jun 02First US Bancshares (NASDAQ:FUSB) Is Increasing Its Dividend To $0.05
Feb 26First US Bancshares (NASDAQ:FUSB) Is Paying Out A Larger Dividend Than Last Year
Nov 29First US Bancshares (NASDAQ:FUSB) Is Paying Out A Dividend Of $0.03
Aug 28First US Bancshares declares $0.03 dividend
Aug 24First US Bancshares (NASDAQ:FUSB) Has Re-Affirmed Its Dividend Of US$0.03
May 29First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03
Feb 27First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03
Nov 21First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03
Aug 29First US Bancshares declares $0.03 dividend
May 26First US Bancshares boost buyback by 1M shares
Apr 28It's Unlikely That The CEO Of First US Bancshares, Inc. (NASDAQ:FUSB) Will See A Huge Pay Rise This Year
Apr 24First US Bancshares (NASDAQ:FUSB) Could Be A Buy For Its Upcoming Dividend
Mar 06Would Shareholders Who Purchased First US Bancshares' (NASDAQ:FUSB) Stock Three Years Be Happy With The Share price Today?
Jan 27
First US Bancshares extends share repurchase program
Dec 16Four Days Left Until First US Bancshares, Inc. (NASDAQ:FUSB) Trades Ex-Dividend
Dec 05How Should Investors Feel About First US Bancshares' (NASDAQ:FUSB) CEO Remuneration?
Dec 03First US Bancshares declares $0.03 dividend
Nov 18First US Bancshares reports Q3 results
Oct 30Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FUSB's Assets to Equity ratio (11.6x) is moderate.
Allowance for Bad Loans: FUSB has a sufficient allowance for bad loans (438%).
Low Risk Liabilities: 96% of FUSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: FUSB has an appropriate level of Loans to Assets ratio (76%).
Low Risk Deposits: FUSB's Loans to Deposits ratio (86%) is appropriate.
Level of Bad Loans: FUSB has an appropriate level of bad loans (0.3%).