First US Bancshares, Inc.

NasdaqCM:FUSB Stock Report

Market Cap: US$75.5m

First US Bancshares Balance Sheet Health

Financial Health criteria checks 6/6

First US Bancshares has total assets of $1.1B and total equity of $98.5M. Total deposits are $981.1M, and total loans are $793.2M. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.8% of total loans. Cash and short-term investments are $97.9M.

Key information

11.2x

Asset to equity ratio

3.9%

Net interest margin

Total deposits

US$981.15m

Loan to deposit ratio

Appropriate

Bad loans

0.8%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$97.94m

Recent financial health updates

No updates

Recent updates

First US Bancshares (NASDAQ:FUSB) Is Increasing Its Dividend To $0.07

Nov 26
First US Bancshares (NASDAQ:FUSB) Is Increasing Its Dividend To $0.07

First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of $0.05

Sep 01
First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of $0.05

First US Bancshares (NASDAQ:FUSB) Has Announced A Dividend Of $0.05

Feb 25
First US Bancshares (NASDAQ:FUSB) Has Announced A Dividend Of $0.05

First US Bancshares (NASDAQ:FUSB) Is Due To Pay A Dividend Of $0.05

Nov 21
First US Bancshares (NASDAQ:FUSB) Is Due To Pay A Dividend Of $0.05

First US Bancshares (NASDAQ:FUSB) Is Paying Out A Larger Dividend Than Last Year

Sep 03
First US Bancshares (NASDAQ:FUSB) Is Paying Out A Larger Dividend Than Last Year

First US Bancshares (NASDAQ:FUSB) Has Announced That It Will Be Increasing Its Dividend To $0.05

Jun 02
First US Bancshares (NASDAQ:FUSB) Has Announced That It Will Be Increasing Its Dividend To $0.05

First US Bancshares (NASDAQ:FUSB) Is Increasing Its Dividend To $0.05

Feb 26
First US Bancshares (NASDAQ:FUSB) Is Increasing Its Dividend To $0.05

First US Bancshares (NASDAQ:FUSB) Is Paying Out A Larger Dividend Than Last Year

Nov 29
First US Bancshares (NASDAQ:FUSB) Is Paying Out A Larger Dividend Than Last Year

First US Bancshares (NASDAQ:FUSB) Is Paying Out A Dividend Of $0.03

Aug 28
First US Bancshares (NASDAQ:FUSB) Is Paying Out A Dividend Of $0.03

First US Bancshares declares $0.03 dividend

Aug 24

First US Bancshares (NASDAQ:FUSB) Has Re-Affirmed Its Dividend Of US$0.03

May 29
First US Bancshares (NASDAQ:FUSB) Has Re-Affirmed Its Dividend Of US$0.03

First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03

Feb 27
First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03

First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03

Nov 21
First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03

First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03

Aug 29
First US Bancshares (NASDAQ:FUSB) Will Pay A Dividend Of US$0.03

First US Bancshares declares $0.03 dividend

May 26

First US Bancshares boost buyback by 1M shares

Apr 28

It's Unlikely That The CEO Of First US Bancshares, Inc. (NASDAQ:FUSB) Will See A Huge Pay Rise This Year

Apr 24
It's Unlikely That The CEO Of First US Bancshares, Inc. (NASDAQ:FUSB) Will See A Huge Pay Rise This Year

First US Bancshares (NASDAQ:FUSB) Could Be A Buy For Its Upcoming Dividend

Mar 06
First US Bancshares (NASDAQ:FUSB) Could Be A Buy For Its Upcoming Dividend

Would Shareholders Who Purchased First US Bancshares' (NASDAQ:FUSB) Stock Three Years Be Happy With The Share price Today?

Jan 27
Would Shareholders Who Purchased First US Bancshares' (NASDAQ:FUSB) Stock Three Years Be Happy With The Share price Today?

First US Bancshares extends share repurchase program

Dec 16

Four Days Left Until First US Bancshares, Inc. (NASDAQ:FUSB) Trades Ex-Dividend

Dec 05
Four Days Left Until First US Bancshares, Inc. (NASDAQ:FUSB) Trades Ex-Dividend

How Should Investors Feel About First US Bancshares' (NASDAQ:FUSB) CEO Remuneration?

Dec 03
How Should Investors Feel About First US Bancshares' (NASDAQ:FUSB) CEO Remuneration?

First US Bancshares declares $0.03 dividend

Nov 18

First US Bancshares reports Q3 results

Oct 30

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: FUSB's Assets to Equity ratio (11.2x) is moderate.

Allowance for Bad Loans: FUSB has a sufficient allowance for bad loans (167%).

Low Risk Liabilities: 98% of FUSB's liabilities are made up of primarily low risk sources of funding.

Loan Level: FUSB has an appropriate level of Loans to Assets ratio (72%).

Low Risk Deposits: FUSB's Loans to Deposits ratio (81%) is appropriate.

Level of Bad Loans: FUSB has an appropriate level of bad loans (0.8%).


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 09:55
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

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Analyst Sources

First US Bancshares, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

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