First United Balance Sheet Health
Financial Health criteria checks 6/6
First United has total assets of $1.9B and total equity of $174.0M. Total deposits are $1.5B, and total loans are $1.4B. It earns a Net Interest Margin of 3.3%. It has sufficient allowance for bad loans, which are currently at 0.6% of total loans. Cash and short-term investments are $62.4M.
Key information
11x
Asset to equity ratio
3.3%
Net interest margin
| Total deposits | US$1.54b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.6% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$62.39m |
Recent financial health updates
Recent updates
First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.20
Mar 19
If EPS Growth Is Important To You, First United (NASDAQ:FUNC) Presents An Opportunity
Jun 08First United (NASDAQ:FUNC) Is Increasing Its Dividend To $0.20
Mar 12First United's (NASDAQ:FUNC) Dividend Will Be Increased To $0.18
Dec 06First United Non-GAAP EPS of $1.04, revenue of $19.75M
Oct 20First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.15
Oct 02First United declares $0.15 dividend
Sep 28First United Non-GAAP EPS of $0.82, revenue of $18.38M
Jul 25First United (NASDAQ:FUNC) Is Paying Out A Dividend Of $0.15
Jul 14First United declares $0.15 dividend
Jun 30First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of US$0.15
Apr 07First United (NASDAQ:FUNC) Has Affirmed Its Dividend Of US$0.15
Mar 24First United stock rises 2.6% after Raymond James initiates at Outperform
May 27It's Probably Less Likely That First United Corporation's (NASDAQ:FUNC) CEO Will See A Huge Pay Rise This Year
May 14First United reports Q1 results
May 04Here's Why I Think First United (NASDAQ:FUNC) Is An Interesting Stock
Mar 30First United Corporation (NASDAQ:FUNC) Is Yielding 2.7% - But Is It A Buy?
Mar 08Investors Who Bought First United (NASDAQ:FUNC) Shares Five Years Ago Are Now Up 77%
Feb 10
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FUNC's Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: FUNC has a sufficient allowance for bad loans (209%).
Low Risk Liabilities: 88% of FUNC's liabilities are made up of primarily low risk sources of funding.
Loan Level: FUNC has an appropriate level of Loans to Assets ratio (75%).
Low Risk Deposits: FUNC's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: FUNC has an appropriate level of bad loans (0.6%).