FS Bancorp Balance Sheet Health
Financial Health criteria checks 6/6
FS Bancorp has total assets of $3.0B and total equity of $288.9M. Total deposits are $2.4B, and total loans are $2.5B. It earns a Net Interest Margin of 4.5%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $54.6M.
Key information
10.3x
Asset to equity ratio
4.5%
Net interest margin
| Total deposits | US$2.43b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$54.62m |
Recent financial health updates
No updates
Recent updates
FS Bancorp, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions
Oct 25
FS Bancorp (NASDAQ:FSBW) Has Announced That It Will Be Increasing Its Dividend To $0.27
Jul 18FS Bancorp's (NASDAQ:FSBW) Dividend Will Be Increased To $0.26
Jan 28Broker Revenue Forecasts For FS Bancorp, Inc. (NASDAQ:FSBW) Are Surging Higher
Jan 28FS Bancorp: Likely Trading At A Discount To Its Tangible Book Value
Apr 182 Community Banks In The Pacific Northwest That Are Worth A Look
Aug 12Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FSBW's Assets to Equity ratio (10.3x) is moderate.
Allowance for Bad Loans: FSBW has a sufficient allowance for bad loans (290%).
Low Risk Liabilities: 91% of FSBW's liabilities are made up of primarily low risk sources of funding.
Loan Level: FSBW has an appropriate level of Loans to Assets ratio (83%).
Low Risk Deposits: FSBW's Loans to Deposits ratio (101%) is appropriate.
Level of Bad Loans: FSBW has an appropriate level of bad loans (0.4%).