First Merchants Financial Health
How is First Merchants's financial position? (This company is analysed differently as a bank or financial institution)
Financial Health Score6/6
Financial Health Score 6/6
Allowance for Bad Loans
Low Risk Liabilities
Low Risk Deposits
Level of Bad Loans
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: FRME's Assets to Equity ratio (9x) is low.
Allowance for Bad Loans: FRME has a sufficient allowance for bad loans (490%).
Low Risk Liabilities: 92% of FRME's liabilities are made up of primarily low risk sources of funding.
Loan Level: FRME has an appropriate level of Loans to Assets ratio (63%).
Low Risk Deposits: FRME's Loans to Deposits ratio (77%) is appropriate.
Level of Bad Loans: FRME has an appropriate level of bad loans (0.4%).