First Financial Northwest, Inc.

NasdaqGS:FFNW Stock Report

Market Cap: US$199.3m

First Financial Northwest Valuation

Is FFNW undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

Share Price vs Fair Value

What is the Fair Price of FFNW when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Discounted Cash Flow
Simply Wall St
US$19.71
Fair Value
8.4% overvalued intrinsic discount
3
Number of Analysts


Key Valuation Metric

Which metric is best to use when looking at relative valuation for FFNW?

Key metric:

The above table shows the Price to Book ratio for FFNW. This is calculated by dividing FFNW's market cap by their current book value.
What is FFNW's PB Ratio?
PB Ratio1.2x
BookUS$161.56m
Market CapUS$199.29m

Price to Book Ratio vs Peers

How does FFNW's PB Ratio compare to its peers?

The above table shows the PB ratio for FFNW vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average1x
MYFW First Western Financial
0.8x62.8%US$202.9m
NKSH National Bankshares
1.2x37.0%US$187.6m
VABK Virginia National Bankshares
1.2xn/aUS$195.3m
MFGI Merchants Financial Group
0.7xn/aUS$199.0m
FFNW First Financial Northwest
1.2x34.5%US$199.3m


Price to Book Ratio vs Industry

How does FFNW's PB Ratio compare vs other companies in the US Banks Industry?

4 CompaniesPrice / BookEstimated GrowthMarket Cap
FRCB First Republic Bank
0.002xn/aUS$27.98m
SBNY Signature Bank
0.0003xn/aUS$2.18m
BKES.F Banco Espírito Santo
n/an/aUS$56.01k
BCBH.F Caribbean Investment Holdings
n/an/aUS$132.00
No more companies available in this PB range
FFNW 1.2xIndustry Avg. 1.0xNo. of Companies128PB00.61.21.82.43+
4 CompaniesEstimated GrowthMarket Cap
No more companies


Price to Book Ratio vs Fair Ratio

What is FFNW's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FFNW PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio1.2x
Fair PB Ration/a


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Price Target
Consensus Narrative from 3 Analysts
US$22.83
Fair Value
6.5% undervalued intrinsic discount
3
Number of Analysts


Discover undervalued companies

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 04:47
End of Day Share Price 2025/01/30 00:00
Earnings2024/12/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

First Financial Northwest, Inc. is covered by 5 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
Christopher MarinacFIG Partners
Christopher MarinacJanney Montgomery Scott LLC