First Financial Northwest Balance Sheet Health

Financial Health criteria checks 6/6

First Financial Northwest has total assets of $1.5B and total equity of $161.7M. Total deposits are $1.2B, and total loans are $1.2B. It earns a Net Interest Margin of 2.8%. It has sufficient allowance for bad loans, which are currently at 0.02% of total loans. Cash and short-term investments are $38.1M.

Key information

9.3x

Asset to equity ratio

2.8%

Net interest margin

Total deposits	US$1.19b
Loan to deposit ratio	Appropriate
Bad loans	0.02%
Allowance for bad loans	Sufficient
Current ratio	Low
Cash & equivalents	US$38.09m

Recent financial health updates

No updates

Recent updates

First Financial Northwest GAAP EPS of $0.31 beats by $0.01, revenue of $12.78M beats by $1.31M

Jul 28

First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of US$0.12

May 20

First Financial Northwest (NASDAQ:FFNW) Is Paying Out A Larger Dividend Than Last Year

Feb 19

First Financial Northwest's (NASDAQ:FFNW) Dividend Will Be US$0.11

Nov 19

First Financial Northwest: An Interesting Little Bank To Keep An Eye On

Aug 28

First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of US$0.11

Aug 19

Should Shareholders Reconsider First Financial Northwest, Inc.'s (NASDAQ:FFNW) CEO Compensation Package?

Jun 03

First Financial Northwest EPS beats by $0.03, beats on revenue

Apr 27

Should First Financial Northwest, Inc. (NASDAQ:FFNW) Be Part Of Your Dividend Portfolio?

Apr 10

First Financial Northwest, Inc. (NASDAQ:FFNW) Looks Interesting, And It's About To Pay A Dividend

Mar 06

First Financial Northwest (NASDAQ:FFNW) Share Prices Have Dropped 16% In The Last Three Years

Mar 04

What Type Of Shareholders Make Up First Financial Northwest, Inc.'s (NASDAQ:FFNW) Share Registry?

Jan 28

Three Things You Should Check Before Buying First Financial Northwest, Inc. (NASDAQ:FFNW) For Its Dividend

Dec 24

First Financial Northwest launches new share repurchase plan

Dec 21

First Financial Northwest (NASDAQ:FFNW) Could Be A Buy For Its Upcoming Dividend

Nov 28

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: FFNW's Assets to Equity ratio (9.3x) is low.

Allowance for Bad Loans: FFNW has a sufficient allowance for bad loans (6957%).

Low Risk Liabilities: 89% of FFNW's liabilities are made up of primarily low risk sources of funding.

Loan Level: FFNW has an appropriate level of Loans to Assets ratio (78%).

Low Risk Deposits: FFNW's Loans to Deposits ratio (98%) is appropriate.

Level of Bad Loans: FFNW has an appropriate level of bad loans (0%).

First Financial Northwest Balance Sheet Health

Financial Health criteria checks 6/6

Key information

Recent financial health updates

Recent updates

New minor risk - Dividend sustainability

First Financial Northwest, Inc., Annual General Meeting, May 23, 2024

Full year 2023 earnings: EPS in line with expectations, revenues disappoint

Upcoming dividend of US$0.13 per share

First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of $0.13

Fourth quarter dividend of US$0.13 announced

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 28, 2024

Consensus EPS estimates fall by 38%

Consensus EPS estimates fall by 29%

New minor risk - Profit margin trend

Price target increased by 14% to US$16.75

Investor sentiment improves as stock rises 46%

Upcoming dividend of US$0.13 per share at 4.3% yield

Price target decreased by 7.4% to US$14.00

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on December 22, 2023

Third quarter 2023 earnings: EPS exceeds analyst expectations while revenues lag behind

New minor risk - Market cap size

President exercised options to buy US$102k worth of stock.

Upcoming dividend of US$0.13 per share at 4.2% yield

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on September 22, 2023

Consensus EPS estimates fall by 16%

Second quarter 2023 earnings: EPS and revenues miss analyst expectations

Upcoming dividend of US$0.13 per share at 5.1% yield

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 23, 2023

Investor sentiment deteriorates as stock falls 17%

Consensus EPS estimates fall by 29%

Price target decreased by 9.9% to US$15.88

Insufficient new directors

Now 20% undervalued after recent price drop

Full year 2022 earnings: EPS misses analyst expectations

Now 21% undervalued after recent price drop

Upcoming dividend of US$0.13 per share at 3.4% yield

Consensus EPS estimates fall by 14%

Consensus EPS estimates fall by 14%, revenue upgraded

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on March 24, 2023

Full year 2022 earnings: EPS misses analyst expectations

Upcoming dividend of US$0.12 per share

First Financial Northwest (NASDAQ:FFNW) Has Affirmed Its Dividend Of $0.12

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on December 16, 2022

Consensus forecasts updated

Third quarter 2022 earnings: EPS and revenues exceed analyst expectations

First Financial Northwest authorizes 5% buyback

Senior VP & Chief Credit Officer exercised options and sold US$187k worth of stock

Upcoming dividend of US$0.12 per share

First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of $0.12

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on September 16, 2022

Second quarter 2022 earnings: EPS and revenues exceed analyst expectations

First Financial Northwest GAAP EPS of $0.31 beats by $0.01, revenue of $12.78M beats by $1.31M

Executive VP notifies of intention to sell stock

Now 22% undervalued after recent price drop

Upcoming dividend of US$0.12 per share

First Financial Northwest (NASDAQ:FFNW) Has Announced A Dividend Of US$0.12

First Financial Northwest, Inc. Declares Quarterly Cash Dividend, Payable on June 17, 2022

Consensus EPS estimates increase by 13%

First quarter 2022 earnings: EPS exceeds analyst expectations

First Financial Northwest, Inc., Annual General Meeting, Jun 08, 2022

Now 22% undervalued

Full year 2021 earnings: EPS misses analyst expectations

Now 21% undervalued

Upcoming dividend of US$0.12 per share

First Financial Northwest (NASDAQ:FFNW) Is Paying Out A Larger Dividend Than Last Year

First Financial Northwest, Inc. Announces Quarterly Cash Dividend, Payable on March 25, 2022

Full year 2021 earnings: EPS misses analyst expectations

President exercised options and sold US$163k worth of stock

Upcoming dividend of US$0.11 per share

First Financial Northwest's (NASDAQ:FFNW) Dividend Will Be US$0.11

Third quarter 2021 earnings released: EPS US$0.34 (vs US$0.21 in 3Q 2020)

Price target increased to US$17.92

First Financial Northwest: An Interesting Little Bank To Keep An Eye On

Upcoming dividend of US$0.11 per share

First Financial Northwest (NASDAQ:FFNW) Will Pay A Dividend Of US$0.11

Consensus forecasts updated

Second quarter 2021 earnings released: EPS US$0.40 (vs US$0.22 in 2Q 2020)

Independent Chairman of the Board Daniel Stevens has left the company

Should Shareholders Reconsider First Financial Northwest, Inc.'s (NASDAQ:FFNW) CEO Compensation Package?